Fellow folks: As the New Year is approaching, everyone should pay special attention to their personal and property safety. Below are some common cases I have collected for everyone to learn from.

1. Introduction

Among the number of property crimes committed in the past ten years, apart from theft, the largest number is fraud. According to statistics, the number of criminals from 1982 to 1990 totaled 19,126. This shows that there are many fraud crimes, and the public must be vigilant at all times and take precautions. Criminals in fraud cases are good at taking advantage of human greed, using clever words, persuasion, and time and space factors to carry out fraud. In order to help the public understand various types of fraud cases, the characteristics of the techniques and how to avoid being deceived, Yuan compiled this book for reference and as a lesson learned to reduce the occurrence of fraud cases.

II. Common types and techniques of fraud crimes

1. Scratch-off and Mark Six lottery fraud:

1. The fraud group prints a large number of scratch-off lottery tickets and sends them to It turns out that the recipient won a huge bonus. When the victim called to inquire, the victim immediately asked for a prepayment of 15% tax. Later, the gangster then used the bonus to require members to receive it, and demanded that the company pay membership fees again. The betting money for Mark Six Lottery is repeated over and over again, and the money is defrauded in a series of ways.

2. The fraud group publishes or distributes advertisements, claiming that it is an international group company that negotiates with mainland authorities and can exclusively lock and control the Mark Six Lottery cards of the Hong Kong Lottery Bureau. If there is a mistake, it is willing to pay tens of millions of dollars in compensation, etc. , defrauding Mark Six lottery fans from all over the country.

3. The fraud syndicate places the scratch-off tickets in the cartons of well-known products, leading consumers to mistakenly believe that the scratch-off tickets are a promotional activity from the manufacturer. After checking the phone number on the scratch-off tickets, the tax will be remitted to the designated account.

4. The fraud group used newspapers to publish the list of winners, and printed a photo of Hong Kong SAR Chief Executive Tung Chee-hwa as the person in charge of the group on the leaflet to win the trust of the public.

2. Credit card fraud:

1. The criminals try to learn the internal code of the consumer's credit card first, then use it to forge or alter the credit card, and then collude with the merchants to spend a lot of money.

2. The gangster used a forged or found ID card to apply for a credit card from the bank and then used it to steal the money.

3. The criminals intercepted the original applicant before receiving the credit card from the bank and then stole it.

4. The criminals use blank credit cards, use embossing machines, coding machines, and hot stamping machines to print the cardholder's identity data, card number and card issue date, copy the credit cards that look like genuine ones, and then collude with the manufacturers to swipe the cards. Si asked the bank to split the profits after settling the claim.

5. The victim used his credit card to make purchases on the computer network, causing the credit card number to be hacked and intercepted by network hackers, and then used fraudulently.

3. Mobile phone SMS fraud:

The criminals use computers to send mobile phone text messages about "winning a car" or "winning a lottery", making the recipients of the mobile phone text messages mistakenly believe that they have won the lottery. This fraud The group requires people to pay taxes first in order to keep the winning gifts, defrauding people of their money, or leaving a set of 0941, 0951, 0204, 0209 and other premium toll phone numbers in text messages, asking you to call them back. The user will actually use the mobile phone to call the other party, and the other party may make excuses to chat with you for a long time and use the opportunity to defraud the phone fee.

4. Debit card remittance fraud:

The gangsters sell good-looking products at ultra-low prices in the general media, on the Internet, or by distributing flyers, and wait for people to call to inquire. , that is, when the opportunity arises, it is no longer necessary to make an immediate purchase via debit card transfer, and the general public does not understand the transfer procedures, so a set of complicated operating sequence instructions are designed. After following the instructions, the amount successfully transferred is often dozens of times the original amount. fees to achieve the purpose of fraudulently transferring the deposits of ordinary people.

5. Online shopping fraud:

The bad guys publish very cheap products on the Internet to induce people to remit money, and then use inferior products to top up the amount. After the transaction is completed, they can't avoid it. Meet.

6. Online bank transfer fraud:

The gangsters advertise in newspapers or distribute leaflets, claiming to help people get loans, franchises, purchase foreclosure cars, etc., and require the defendant to arrive first He opened an account at a designated bank, deposited an appropriate amount of premium or deposit, and set up a transfer account (Internet Banking Service and Voice Inquiry Account Balance) via telephone voice. Then the gangster asked the defendant to provide the voice inquiry balance password, identity document, address, etc. Relevant data is required for confirmation, and then the victim's deposit is transferred using the telephone voice transfer function (online electronic transaction).

7. Cash machine fraud:

The gangsters take advantage of people's desire for convenience and place fake cash machines next to playgrounds or temporary markets or put cash machine keyboard covers on them. Fake keyboards, when people insert their credit or debit cards or press keys, a skimming password is issued and their deposits are stolen.

8. Fraud with fake warrants and certificates:

Criminals use sophisticated techniques to forge or alter identity cards or licenses, warrants, documents and other documents issued by government agencies. , commit various fraudulent acts. Such as using someone else's forged or altered ID card to apply for a passport, or using fake documents to apply for a land ownership certificate, etc.

9. Jinguang party fraud:

Group of two or three people, lie to the victim that one of them is a fool and has a huge sum of money or gold jewelry, to provoke the victim Because of their greed, they use techniques such as "pretending to be pigs and eating tigers" combined with "subcontracting" to take advantage of human nature's vulnerability to petty gains and use counterfeit banknotes or fake gold jewelry to swindle money.

10. Fake ingots and gold ornaments fraud:

One or two people wear ordinary clothes and pretend to the victim that they have newly unearthed ingots, gold bars or rings or other gold in their hands. Decoration, because of emergency need, is willing to sell it at a low price, causing the victim to be greedy and deceived.

11. Bill Fraud (Guava Bill Fraud)

1. Open a checking deposit account in a bank and use bad checks to fraudulently purchase goods, borrow money or pay off debts .

2. Open an account in the name of another person to collect checks, or open an account in the name of another person, collect checks, sell them, and provide them with bad checks for the purpose of fraud.

12. Fake bank account fraud:

1. Publish new advertisements to create fake bank numbers, recruit employees, and use employment as bait to defraud employment deposits.

2. The crime of selling unified invoices under false bank numbers to facilitate tax evasion by others.

3. Make up a fake company number and use bad checks to purchase goods or borrow money to achieve the purpose of swindling money.

4. Pretend that the business is highly profitable, and use the excuse of lack of funds to take advantage of people's psychological weakness of greed for huge profits, lure them into shares, and swindle money from everywhere.

13. High-profit investment fraud:

Using investment in hugely profitable industries such as major land development or patent cases as bait, giving investors some sweet benefits in the initial stage, and then attracting a certain amount of money. The company immediately declared bankruptcy and absconded, causing investors to suffer financial losses.

14. Vicious bankruptcy fraud:

Making people mistakenly believe that the company's business and financial status are good, so as to purchase or borrow large quantities of goods from outside, and then reduce the property to pieces. , declared bankruptcy, continued to repay at a very low amount, and asked the victim to establish evidence to give up the remaining claims. This is commonly known as "bankruptcy fraud."

15. Fraud from mutual aid associations (fraud on the contrary):

A common pattern is to run an association and appoint yourself as the president, and secretly bid for membership funds continuously in the name of a member. Then take the money and abscond.

16. Real estate sales fraud:

1. Selling several houses per house: selling the real estate that has been sold but has not been registered for ownership transfer and sold again.

2. The seller transfers the real estate to the buyer, and before the transfer has been registered, he re-mortgages the real estate, makes a loan to the mortgagee, or transfers the mortgage to the buyer. The real estate is sold at an unsecured price.

3. Publish advertisements using fictitious facts to induce investment or pre-sale houses in order to defraud deposits.

17. Fake pawned goods fraud:

The gangsters use crowded places to display splendid high-end jewelry or supplies, and there is a big sign stating that they are pawned goods from a major pawnshop. During big sales, the actual value is often less than one-tenth of the selling price.

18. Public survey fraud:

The gangsters use the name of a certain survey in an unspecified place or venue or briefing session or large gathering or on the roadside, and only need to fill in the The information can be used as a lure to obtain souvenirs, allowing others to fill in private information including ID cards. The criminals then use this information to fraudulently obtain credit cards or other securities.

19. Insurance Fraud

1. The patient obtains a false health certificate through bribery or other illegal methods, signs a life insurance policy, and dies immediately, and the beneficiary receives the payment. Get insurance money.

2. Deliberately damage insured houses, cars and other products or falsely report them as stolen, resulting in the loss of the insured subject matter in order to fraudulently claim insurance benefits.

3. Sign an insurance contract for a relative, someone else, or yourself, and then murder your relative, someone else, or find someone to die on your behalf to fraudulently collect the insurance money.

20. Fraudulent purchase of property:

Pretending to purchase, taking advantage of merchants’ profit-making and business trust mentality, and escaping after obtaining the property.

21. Witchcraft or religious fraud:

Taking advantage of other people’s superstitious psychology, intimidating the victim with stories of ghosts and gods, and then pretending to be able to do magic for others to eliminate disasters and resolve disasters. to provide fortune-telling, divination and other services for the purpose of "defrauding money and sex"; or to raise money and defraud money from believers in the name of building temples, temples, etc.

22. Serious illness medical fraud:

Similar to the Golden Light Party fraud model, a group of three to five people will falsely claim that they are among those who are seriously ill or chronically ill or their family members. One person is a famous doctor and has precious medicines and folk prescriptions that can cure his disease. Taking advantage of the victim's depression and despair, and with the mentality of giving it a try, he defrauded the victim of huge medical expenses.

23. Fake identity fraud:

For example, pretending to be a prosecutor to receive red envelopes; pretending to be a police officer or criminal police officer to conduct inspections or handle cases to make money; pretending to be a public welfare organization to defraud donations; pretending to be a social worker In the name of distributing annuities to the elderly, officers defrauded bankbooks and seals and then stole deposits; they pretended to be talent scouts and wanted to develop girls in the entertainment industry, defrauding money and sex, etc.

24. Labor fraud:

Pretending to do things for others or a specific service, asking for advance payment or expenses required for the work, defrauding other people's finances, as commonly known as " Judicial scalpers" that is.

Twenty-five, intermediary fraud:

Using the opportunity of contracting between the two parties through the intermediary to defraud other people's property. For example, they pretend to introduce jobs or introduce foreign or mainland brides, and defraud introduction fees, deposits or agency fees, etc.

26. Job Trap Fraud:

Publish advertisements to seek "princess", "male publicist" or "film or singer" with high salary and easy job as bait, to recruit applicants. Fraudulent money such as deposits, security deposits, installation fees or training fees, or vehicle volume (in lieu of deposits).

Twenty-seven. Illegal pyramid schemes:

Unscrupulous operators use performance bonuses and dividend systems as a guise, but in fact use "rat clubs" to defraud job seekers of money and labor by selling goods.

Twenty-eight. Marriage and dating fraud:

Liarly claiming that one is unmarried or divorced, taking advantage of others’ eagerness to make friends, looking for a marriage partner, or re-engagement, and using marriage and friendship as bait to commit fraud. After receiving the other party's property, he used excuses to delay or just walked away.

29. Fraud by falsely claiming emergency aid for injuries and illnesses:

Lying to the victim that a relative, friend or classmate has suffered a car accident or other major accident and needs money urgently. In a moment of panic, without enough time to think or verify the situation, he hurriedly gave in to the gangster's demands and was deceived and lost money.

Thirty, scammer group fraud:

Three to five people who are skilled in gambling set up gambling bureaus, use superb gambling skills and use the latest scientific equipment to defraud the public. fiscal.

31. Fraud in the sale of counterfeit goods:

Selling items that have no real value to defraud property, such as fraudulently selling counterfeit medicines, counterfeiting bad wine, etc.

32. Pretending to be a loan agency fraud:

Publish advertisements in newspapers, pretending to be able to handle loan matters for people who are in urgent need of money, thereby defrauding the victim of a lawyer ( Agent) handling fees, deposits, etc.

33. Fraud by pretending to be injury or illness or poverty:

Pretending to be injured or deceived, falsely claiming to be poor or poor, in order to gain sympathy from others and defraud car fares, medical expenses, living expenses, etc. .

34. Fraud of overcharging vehicle towing fees:

The victim’s vehicle breaks down on the road (especially the highway), and the towing operator pays the defendant money after the vehicle is towed or repaired. People ask for exorbitantly high fees.

35. Weights and Measures Fraud:

When merchants sell goods or provide services, they tamper with fixed scales, such as selling fruits and vegetables that are short of kilos or taxi stopwatches. Accelerate the beating, etc. to earn more money.

36. Advertisements for fake sales:

Pretending to be in urgent need of selling items such as BMWs, BENZ high-end used cars, valuable pictures or precious gold jewelry, etc. The victim received a deposit and gave a check of the same amount as proof. He also defrauded the victim's identity document and seal on the grounds that he needed to transfer the property or for other reasons. Then he disappeared without a trace and committed the fraud.

37. Fake fundraising fraud:

Distributing disaster relief leaflets in the name of a certain alumni association or well-known enterprises, public welfare groups or public opinion representatives, taking advantage of people's mentality of doing good, More or less, they will commit fraud by transferring money from a designated account.

38. Fake job application fraud:

Applying for an accountant by using a false identity card, defrauding the company's passbook, seal, ATM card, company seal, etc. and going to the bank to steal it. Get it empty.

39. Pretending to be an agency for "U.S. dollar amount" credit card fraud:

An illegal group uses the name of a foreign branch of a bank to publish advertisements in the media, pretending to be a bank. Representatives of foreign branches in Taiwan can handle the bank's high-value "US dollar limit" credit cards on their behalf, thereby defrauding people of handling fees.

Forty. Illegal foreign exchange and futures speculation fraud:

In the name of an investment company, investment lectures are held to attract input from young students and newcomers to society who pursue high salaries and like investment and financial management, in order to provide "Foreign exchange margin trading" can obtain huge profits as bait to encourage unsuspecting customers to participate in foreign exchange futures trading. The customers and the investment company will engage in illegal foreign exchange and futures betting, and use false manipulation of foreign exchange and futures market changes to commit fraud. Customers, let customers lose their money.

41. Pretending that a foreign university is offering classes or study tours in Taiwan is a fraud:

Publishing advertisements for foreign universities that are not officially recognized by the Ministry of Education or using pretexts to organize study tours or classes in Taiwan. In the name of conferring degrees, they defraud tuition fees.

42. Fortune-telling and feng shui are a real scam:

Using the superstitious psychology of the people, using fortune telling to predict the passing of years or looking at feng shui to eliminate disasters and change fortune and build graves. Get high fees through fraud.

43. Fake affair credit reporting fraud:

Illegal credit reporting agencies take advantage of the client’s urgent need to collect evidence of the husband’s or wife’s affair, direct, shoot, edit and collect evidence videos. Charge the victim a fee.

Forty-four, Slimming and Beauty Salon Fraud:

The four steps of slimming and beauty center deception—seduction, promotion, dodge, and intimidation—fake success stories (guest appearances by our own people). In order to break through consumers' defenses, slimming centers often use quick solutions to defeat them one by one, making customers who go together mistakenly think that their companions have signed a contract, so they also sign the contract. At the same time, the courses advertised by the industry sound cheap and good, but the industry often deliberately criticizes customers' body shapes, forcing customers to spend a lot of money to buy more courses.

45. Counterfeit credit card fraud:

The criminal group steals the card number when going abroad and prints the card after returning to the country to steal money. The criminals use skimming machines from stores in Southeast Asian countries to After stealing the card number, he then forged a gold card in Taiwan and used it to make fraudulent purchases.

Forty-six. Tourism solicitation fraud:

The gangsters pretend to be a travel agency or cruise company to distribute travel solicitation advertisements, claiming to offer the best price to attract people, and provide passports on behalf of others. For the reason, after fraudulently obtaining identity cards, handling fees and other money, they disappeared without a trace.

Forty-seven. There are all kinds of strange frauds on the Internet - credit card fraud:

Use the credit card company to post a counterfeit card detection program on the Internet, enter a set of correct credit card numbers, and the program card will generate a number Thousands to tens of thousands of credit card numbers are used by criminals to make illegal online purchases.

Forty-eight. Fake bank online fraud:

Copy the webpage of the online bank website and fake the name of the bank to provide "current savings deposits", "time deposit principal and interest", "term deposits" Savings deposit interest rate", "Single deposit payment of principal and interest" and other functions allow users to mistakenly access fake online banks, leak important data such as bank account numbers and passwords, and then steal the money.

Forty-nine, online dating fraud:

Female students met many male netizens in online chat rooms, pretended to be graduate students from a well-known university, worked part-time in their spare time to shoot commercials, and put them on TV He sent photos of advertising models to the other party, and finally borrowed money from male netizens under false pretenses. Once the money was received, it was nowhere to be found.

Fifty. Internet Jinguang Party Fraud:

The criminals posted in the news discussion group on the Internet with the title "Everyone is here to make money. This is real, not a lie." The group posted a mailing list business letter, which listed the names and addresses of five people, instructing netizens to send $100 to each of the five people on the list, then remove the name of the first person from the list, and remove the name of the second person from the list. The following people all fill in one place, and finally put their name in the fifth place, and so on. The letter also told netizens that when their name reaches the first place, they will receive about 70 million yuan.

51. Fake bank account fraud:

Fake high-tech companies on the Internet, sell high-tech new products at low prices, and display MP3 players and other products on the website , as soon as the company and the website received the money sent by netizens to purchase the products, the company disappeared and the website was shut down.

52. Fake goods fraud:

Criminals often post and sell cheap second-hand or large computer burners, mobile phones, etc. on website flea markets. Items such as patch patches are usually traded on a cash-on-delivery basis. The items the victim receives are often defective or unusable goods or blank or damaged optical discs.

53. Fake ID fraud:

In order to evade police investigation, criminals go online or publish in newspapers, purchase or rent other people’s relevant financial institution accounts or identity documents at high prices, and then use These certificates were used to apply for bank accounts and engage in illegal activities such as selling pirated CDs, fraud, and intimidation to obtain money.

54. Fraudulent financial fraud by falsely guaranteeing admission and employment

The fraud group uses the government's 20 billion public service plan to expand employment as bait on the Internet, asking people to pay two Joining as a member with 1,000 yuan is guaranteed to get admission and get employment opportunities. The content of the electronic advertisement letter stated that the Vocational Training Bureau had released 115,000 job opportunities, and listed all county and city governments in the province, Beigao City Councilors, all public schools in the province, outstanding state-owned enterprises, various county and city banks, and agricultural and fishermen associations, etc. There are dozens to hundreds of recruitment positions, and it is said that as long as you pay 2,000 yuan to become a member, you are guaranteed to be admitted.

Fifty-five. Home OEM fraud techniques

This type of fraud technique was once very popular in the market. The fraud group pretended to be able to sell Buddhist beads, crystals, plastic flowers, perfume, and postage stickers. Such OEM products are used as bait to facilitate home-based OEM work and increase family income, luring victims into defrauding equipment fees, deposits, and damage fees before escaping.

56. Pornographic Advertisement Fraud Techniques

The fraud group uses small advertisements for pornographic transactions to recruit victims. They first require the victim to transfer the prostitute fee to a designated account, and then ask the victim to Go to the designated hotel to "get a room" and wait for the girl. Of course, in the end, the victim will suffer the consequences of being deceived.

Fifty-seven. Fake skin care and real money fraud methods

This is a fraud method under the guise of "pornography", that is, a young girl with a good figure and good appearance first performs the treatment on the victim's behalf. During the full-body massage, the store staff lured the victim by saying, "As long as you swipe your card to pay to become a member of this store, you can enjoy a full set of sexual services with the ladies in the store." However, the victim did not enjoy the sexual services promised by the store after paying, and the victim suffered a loss. The amount is approximately between NT$50,000 and NT$100,000.

58. Refund Fraud Techniques

The fraud group pretends to be the National Taxation Bureau, Labor Insurance Bureau, Chunghwa Telecom and other agencies, and sends mobile text messages or calls to contact the victims, pretending to be a nuclear company. The victim is refunded a sum of taxes, labor insurance premiums or phone bills, and the victim is required to use an ATM transfer to complete the "tax refund (fee)" procedure. The fraud group then deceives the victim into entering the "password" as instructed, and then deposits money into the victim's account. Transfer money to the fictitious head account of the fraud group.

Fifty-nine. SARS epidemic prevention subsidy fraud method

This is an emerging fraud method developed in response to the SARS epidemic. The fraud group pretends to be the health bureau of each city and county (city) government ( Personnel from the bureau) called the victim who was quarantined at home, pretending that he could receive a government subsidy of 5,000 yuan, and asked the victim to provide an account number and use a "cash machine" to transfer funds, taking the opportunity to transfer the deposits in the victim's account to a fake account set up by the fraud group. Within the capitation account.

Sixty. Clear-card fraud

The gangsters publish advertisements or distribute mobile phone text messages, pretending to have special channels to obtain clear-name "numbers" such as Hong Kong Mark Six Lottery or Lotto to guarantee you. If you win a lottery, lottery fans are asked to send money to buy a "clear card" scam.

61. Psychological fraud that takes advantage of people’s fear

The gangsters used the name of the bank to say that people’s information has been leaked, and asked people to follow the instructions and go to the ATM to change their passwords. The frightened people believed it and ran to the cash machine to follow the gangster's instructions. Unexpectedly, all the money in their accounts disappeared.

Introduction to the following ways to prevent and prevent fraud:

1. In all fraud cases, the majority of the reasons are that the victims are greedy for small things and lose big things, especially with the recent popularity of scratch-off games, Among the cases of money fraud in the Mark Six Lottery (gold), there are many cases where greed for small things leads to bigger losses. The first priority in preventing fraud is: "Don't be greedy." Greed is the main reason for being cheated.

2. Units that usually organize scratch-off lottery ticket activities must have a legal company to guarantee their credibility and ask the government's fiscal and taxation authorities to be witnesses. The public should first call the guarantee company or the relevant witness agency to inquire. Do not follow the number on the leaflet, but should check the number through 104 or 105 before making inquiries.

3. When shopping online, you should pay attention to whether the online product is equivalent to the general market price. If the difference is too large, there will be greater risks. You should choose a reputable auction website or shopping website, and understand the credit of the owner of the goods you want to trade. , risk reviews, etc., and the transaction method is best to adopt the method of face-to-face transaction and payment of goods. Never remit the money before confirming the condition of the item.

4. When withdrawing money, please withdraw money from an ATM that you are familiar with, or try to withdraw money from an ATM inside a bank, post office or other financial institution. Avoid using unknown ATMs or temporarily set up ATMs. Withdraw money from an ATM to prevent the debit card barcode from being skimmed and then copied to steal the card.

5. If you find an ATM machine is malfunctioning or have problems with receiving money, you should check with the bank of the ATM machine to prevent criminals from taking advantage of it.

6. When the company organizes scratch-off lottery ticket prize giving activities, you must pay taxes first to receive the prize. To avoid being deceived, you can visit in person to confirm the authenticity.

7. Personal ID cards, health insurance, credit cards, passports, driver's licenses and other documents should be kept properly and should not be handed over to others easily. When lost or damaged, you should report it to the relevant authorities immediately and apply for reissue, and take inspection and protective measures to prevent illegal use and damage to your rights and interests.

8. The Sinar Light Party has been defrauding people for many years, mostly targeting elderly people with low education and rural areas. They should always be reminded about the deception tactics of gangsters and not to chat with strangers. The deposit book and seal should be kept separately or handed over to family members for safekeeping. In addition, when financial operators encounter customers (especially the elderly) who abnormally withdraw large sums of money, they should take the initiative to inquire or notify the police to come to the scene to understand the actual situation.

9. Avoid losing or leaking important documents, copies, post office or bank account passbooks (including unused passbooks), blank checks and other data. For documents that require a signature (stamped) as the basis for identification, it is best to use a signature instead of a seal, which can better prevent the seal from being counterfeited or misappropriated and causing damage to rights and interests.

10. Pay attention to changes in the amount of money in your post office, bank or credit card account, and keep in touch with the post office and bank at any time.

11. When receiving a check written by someone else, you should first consider the time when the account (ticket) was opened. You can check the account opening date, transaction status and deposit base through the bank's credit. You should pay special attention when the account opening time is too short and the amount is huge.

12. When participating in a non-governmental mutual aid association, you should pay attention to the credit status of the association leader and other members. When paying membership fees to the association president or members, you should ask the payee to issue a signed receipt as much as possible to show solemnity. Be responsible and pay attention to the bidding opening of each meeting at any time to truly understand whether the mutual aid association is operating normally.

13. When buying a house, you should find a trustworthy, reliable, experienced and well-known scrivener. For the subject matter of the transaction, you should also first check its land information and understand its design. Determine the mortgage status of the loan, and inquire with the original owner, or use a computer to check the situation of the case online. If there is any doubt about the situation, the signing of the contract should be postponed.

14. When there is a report claiming that relatives and friends are seeking assistance for injuries or illnesses, you should stay calm first, then call to confirm which hospital and hospital bed, and inquire with relevant relatives and friends, so as to clarify the truth and avoid being deceived. .

15. As the saying goes, "Nine times out of ten you lose when you bet" and "Betting is a bottomless abyss." If you encounter a scammer, you will definitely suffer heavy losses, so quitting gambling is the best way to avoid being deceived.

16. When encountering public servants performing their duties, in addition to identifying the relevant executive officers from their clothing and accessories, they should also be asked to produce their identity documents.

17. It is easy to buy valuable gold jewelry and other items that are easily converted into cash at a low price. Can you not suspect that there is fraud? Eliminating greed is the only way to avoid being deceived.

18. Disease treatment is basically a rigorous scientific practice. See a doctor when you are sick and prescribe the right medicine. Blindly seeking medical treatment or easily trusting other people’s recommendations and taking folk remedies or medicines without clinical trials is a very risky thing and can easily lead to fraud and fraud.

19. The Chinese people pay too much attention to the efficacy of dietary supplements, like to buy medicines or take over-the-counter medicines indiscriminately, and have some incorrect concepts and habits. In addition, they have misunderstood exaggerated and false product and medical advertisements, which have led to fraud by unscrupulous businessmen. The main cause of wealth.

20. Due to superstitious religious beliefs and excessive reliance on "gods", lawless people have the opportunity to improperly use it and use religion or witchcraft to defraud. Chinese people should be aware and take precautions.