Analyze from many aspects: Is Pudong Tencent Wangka Credit Card worth applying for?

Now it belongs to the era of traffic. Without traffic, it feels that the world has stopped running, and the traffic-free service provided by Tencent Wangka has brought great convenience to users. Following CITIC Bank, Shanghai Pudong Development Bank recently issued Tencent Wangka Credit Card. So, is this Pudong Tencent Wangka Credit Card worth applying for?

Whether a credit card is worth applying for is nothing more than the amount, rights and interests, and annual fee. Here's an analysis of Pudong Tencent Wangka Credit Card from these three aspects.

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1. Credit card limit

Pudong Tencent Wangka credit card belongs to the platinum card level, and the credit limit is generally more than 5, yuan. Even if the applicant's credit condition is average and the credit limit issued by the bank is relatively low, there will be more room for withdrawal in the future, and the benefits he enjoys will be higher.

2. Credit card benefits

From the perspective of benefits, Pudong Development Tencent Wangka Credit Card is even more worth applying for: the maximum accumulated phone bill can be sent to 36 yuan, and the gift threshold is low. The details are as follows:

New users of Tencent Wangka are bound to any electronic express payment, and if they spend any sum of money every month, they will get a 3 yuan phone bill, which can be enjoyed for up to one year.

in addition, Pudong Tencent wangka credit card holders can not only enjoy the benefits of Pudong Platinum Card, but also enjoy the VIP viewing privilege of Diamond in Jinyi Cinema.

3. Annual fee of credit card

Although this card belongs to the platinum card level, the cardholder does not have any annual fee pressure, and there is no condition to reduce the annual fee during the validity period of the credit card.

From the above three aspects, Pudong Tencent Wangka Credit Card is still worth applying for. However, I would like to remind you that only Wangka users can apply for Tencent Wangka Credit Card, and they can enjoy the benefits of credit card sending.

what is the credit card limit of Pudong Development Tencent Wangka? It's time to witness the character!

What are the two major differences between CITIC Tencent Wangka Credit Card Gold Card and Platinum Card?

CITIC Tencent Wangka Credit Card is deeply loved by users in tencent games. In the previous article, we introduced the application method of this card. Let's understand the differences between Tencent Wangka Credit Card Gold Card and Platinum Card.

what's the difference between citic Tencent wangka credit card and platinum card?

1. Quota

Gold card and Platinum card are different levels of credit cards, and the most direct difference is that the quotas are different. Although the specific quotas of gold and platinum cards of Tencent Wangka Credit Card have not been announced, the quotas of platinum cards are generally higher than those of gold cards, which are generally between 1, and 5,, while those of platinum cards are higher than 5,.

the gold card and platinum card of citic Tencent wangka credit card will follow this principle as a whole, but the specific amount depends on the bank's auditing standards.

2. Annual fee

The annual fee of CITIC Tencent Wangka Credit Card is 2 yuan for one year and 48 yuan for platinum card for one year. The selling point of this card is that it can be exempted from the annual fee, but the rules of annual fee exemption for gold and platinum cards are different. The gold card can be exempted with a brush, the platinum card can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if the consumption or cash withdrawal reaches the standard.

How about Tencent Wangka co-branded credit card? 4 rights and interests are bright and blind

3. Rights and interests

From the perspective of rights and interests, there is no obvious difference between CITIC Tencent Wangka credit card gold card and platinum card. According to the official introduction, the rights and interests of CITIC Tencent Wangka Credit Card are the same whether it is a gold card or a platinum card. More attractive are free annual fee, monthly rent for King Card, and special preferential activities of CITIC Credit Card.

From the above, there is no special difference between the gold card and the platinum card of Tencent Wangka Credit Card. The platinum card is better to be exempt from the annual fee and the amount is higher. Which do you think is better, Tencent King Card, Gold Card or Platinum Card?

analyze from two aspects: is citic Tencent wangka credit card worth applying for?

Tencent Wangka has provided great convenience for Tencent users with its traffic-free service. Recently, Tencent Wangka has made another move and cooperated with CITIC to jointly sign a credit card to seize the market. From the official introduction, the card is very attractive. Looking at the essence through the phenomenon, objectively speaking, is CITIC Tencent Wangka Credit Card worth applying for?

judging from the annual fee, citic Tencent wangka credit card is very good. The annual fee for the gold card is 2 yuan, which is free as long as you swipe your card, and the amount is unlimited. Platinum card is exempt from the annual fee for the first year, and 48 yuan for one year. The annual fee for the next year will be exempted if the bill is swiped or withdrawn 12 times during the year.

from the perspective of rights and interests, citic Tencent wangka credit card is still worth applying for. After receiving the credit card, you can enjoy the monthly rent, and the monthly rent is reduced or exempted in the form of giving away 2 yuan telephone charges. The details are as follows: the card can be rented for three months, and the new customers of CITIC can spend one sum at will within 6 days after checking the card; If you swipe your card, you will be given a monthly rent of 9 months. Starting from the third month when you enjoy the monthly rent of the event, you can get a monthly rent of 1 month if you spend more than 99 yuan every month, and you can enjoy the monthly rent of Tencent Dawang Card for up to 9 months. To put it simply, applying for CITIC Tencent Wangka Credit Card can get a one-year monthly rent for Wangka.

in addition, citic Tencent wangka can also enjoy the following rights and interests: exclusive 365 activities, citic 9 sharing exchange, 9-point movie viewing, flight delay insurance and so on.

on the whole, citic Tencent wangka credit card is still worth applying for, and the annual fee can be easily waived, which gives great benefits. Friends who are still struggling with the credit card of CITIC Tencent Wangka can start directly. For application methods, please refer to: CITIC Tencent Wangka Credit Card Application Guide

However, I would like to remind you that

Only Tencent Wangka users can apply for this credit card, and only new users of CITIC Credit Card can enjoy the monthly rent of Dawanka.

which is better, the gold card or the platinum card of CITIC Tencent Wangka Credit Card (debit card)?

CITIC's Tencent Wangka credit card (debit card) is divided into gold card and platinum card. No matter whether it is a gold card or a platinum card, the application card can enjoy the activities of giving the Wangka a monthly rent, watching movies in 9 yuan, drinking Starbucks with 9 points, etc. But the difference between the gold card and the platinum card is that the amount is different, and the annual fee is also different. Generally speaking, there is nothing good or bad, because the amount will be available if you apply, and it depends on whether the bank approves it.

is citic Tencent wangka credit card (debit card) better?

The rights and interests of Tencent Wangka Credit Card (debit card) are still very good. It can be exempted from annual fee, monthly rent and rich preferential activities, but it is also difficult to apply for a card with good rights and interests. If you want to apply, you can directly click on the WeChat WeChat official account of Wangka Assistant and press the reminder to find the entrance. As for whether it is good or not, it depends on the overall quality of the individual. Some netizens say that it is actually quite easy to approve the card. If you like, you can try it.

credit card comparison: citic Tencent wangka credit card VS Pudong Tencent wangka credit card

different banks often issue the same co-branded cards, so how should cardholders choose? It is suggested that it is best to compare the credit card amount, rights and interests and annual fee before deciding which one to apply for. Today, I present it to Wangka users, comparing credit cards with Zhongxin Tencent Wangka Credit Card VS Pudong Tencent Wangka Credit Card. It is wise to apply for a card after reading it.

credit card comparison limit

first of all, let's make it clear that citic Tencent wangka credit card has two grades: gold card and platinum card, while Pudong Tencent wangka credit card has only platinum card grade. Judging from the card level, the gold card quota is generally between 1 thousand yuan and 5 thousand yuan; The amount of platinum card is generally more than 5, yuan, but the specific amount is approved by the bank.

Everyone says that CITIC Bank's "iron rooster" is stingy with its credit line, but Shanghai Pudong Development Bank is also called "monkey bank", and its temperament is unpredictable.

comment: the credit card limit can't be divided equally, but the key lies in the applicant's credit condition.

Benefits of credit card comparison

1. CITIC Tencent Wangka Credit Card

To apply for CITIC Credit Card, I

give the monthly rent of Wangka for three months after the first swipe is completed within 6 days (2 yuan/month), and then I will give the monthly rent for one month after spending money in 99 yuan every month, which can be enjoyed for a maximum of nine months and a total of one year.

2. Pudong Development Tencent Wangka Credit Card

New customers will get a 3 yuan phone bill if they spend any sum of money every month, which can be enjoyed for up to one year; Platinum cardholders can also enjoy the VIP viewing privilege of Diamond in Jinyi Cinema.

Comments: From the perspective of card rights, Pudong Tencent Wangka Credit Card is more powerful, which not only has lower standards, but also gives more phone bills and enjoys the privilege of watching movies.

Annual fee for credit card comparison

1. CITIC Tencent Wangka Credit Card

The annual fee for gold card in 2 yuan is free as long as you swipe your card, and the amount is unlimited; Platinum card is exempt from the annual fee for the first year, and 48 yuan for one year. The annual fee for the next year will be exempted if the bill is swiped or withdrawn 12 times during the year.

2. Pudong Development Tencent Wangka Credit Card

The credit card can be reduced or exempted without any credit card conditions within the validity period.

comments: judging from the annual fee of the credit card, Pudong Tencent Wangka Credit Card can be said to have no annual fee pressure at all, even if it is not used; However, CITIC Tencent Wangka credit card needs to be swiped to meet the standard, and if it fails to meet the standard, it needs to bear the annual fee.

Let's stop here for the introduction of Wangka Credit Card.