The repayment date of ICBC's credit card is the fifth, and the billing date is 20 days before the repayment date.

① For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date;

② Interest-free repayment period varies according to the regulations of various banks, ranging from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of the following month;

③ If the billing date is 1 day, the final repayment date is 20 days, with the shortest 20 days and the longest 50 days;

(4) During this period, as long as you pay off the current payable amount on the current statement, you don't have to pay any interest on non-cash transactions (you don't enjoy interest-free discount for borrowing cash in advance).