Landlord, the credit card itself is not regional. However, it is written that the bank collects application forms from all over the country and reviews them from all over the country. For example, ICBC has peony card centers all over the country. China Merchants Bank also has similar institutions all over the country. The card centers of all banks can only be different, so I won't say much here. Maybe the credit card that the landlord applied for belongs to Xingtai without outlets, or the bank that the landlord applied for is relatively small or its business is mainly concentrated in other places. You are trying to apply for a credit card from a neighboring bank. If not, the landlord can apply for another credit card with an online shop in Xingtai. The credit card itself is not regional, but the institution of the bank is regional.