The corresponding limit for credit card installment purchases is deducted in one go. You only need to repay the single installment amount on time every month, and repay one installment and unfreeze one installment. After the repayment, the fixed amount occupied by the single installment amount will be will recover.

Although installment repayment is interest-free, you need to pay a handling fee. The handling fees of different banks vary greatly, and the standards are determined based on the length of the term. The longer the term, the higher the handling fee standard.

Credit card installment repayment is an agreement between the user and the bank. The bank will help the cardholder pay the money to the merchant at once, and then slowly collect the installment repayment. But generally you have to spend a certain amount before you can apply for installment.

Credit card installment application method:

(1) Directly call the 24-hour customer service hotline: Call the bank customer service hotline to transfer bill installments and single installment business, and it will be handled by professionals;

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(2) Log in to the WeChat credit card main page and apply according to the prompts;

(3) Log in to the bank’s credit card online banking to apply.