Bill installment means that the cardholder does not have enough funds to repay the bill at one time after the bill date, and the cardholder can apply to the bank to gradually return the first bill to the bank within a certain period of time. The use of credit cards has nothing to do with staging, that is to say, as long as there is a credit card limit, you can continue to use it, and staging will not affect the normal use of credit cards. Generally, when a credit card repays in installments, the credit card limit will be restored in each installment, and then the restored limit can be used for credit card consumption. However, after spending by credit card, users must repay on the next repayment date or apply for installment again. Using installment repayment by cardholders can effectively reduce the monthly credit card repayment amount, and users can repay in advance if they have money, thus reducing the expenses of handling fees. However, the occupation of the installment credit card limit will affect the subsequent consumption, which is what everyone needs to pay attention to.
In fact, when the credit card can't be repaid on time, users can borrow money from friends around them, which can avoid the expense of handling fees, but they need to return it to their friends in time after they have money, so as not to affect your feelings for a long time. However, this method of borrowing money to repay credit cards cannot be used often. Credit cards cannot be repaid on time after use, which is generally caused by excessive consumption by users. After this happens, users must refrain from spending and don't continue to repay next month. At the same time, try to increase income, which can gradually reduce debt.