To apply for a credit card, you must meet the following conditions:

At least 18 years old and no more than 65 years old;

Need my second-generation ID card;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Now if you don't have a work certificate, it's easy to be rejected. Therefore, if there is no unit, it is best to have fixed assets such as real estate or cars, or a stable source of income. You can also obtain a bank running certificate from a bank with transactions in order to apply to the bank. If the income source is relatively stable, the application success rate is still very high.