EMV is a bank chip card jointly developed by three credit card international organizations: Europay (which was merged into MasterCard), MasterCard and VISA. As a chip card, it will be safer than traditional cards. The emv credit card of CCB is mainly for customers with overseas needs.

different characteristics: the bank emv credit card limit is given according to the cardholder's application conditions, application qualifications and credit history, and you can get a high limit just because you hold an emv card. The credit card is issued to the cardholder by the bank or credit card company according to the user's credit and financial resources, and the cardholder does not need to pay cash when spending with the credit card, and will make repayment on the billing date.

Precautions for using credit cards

At present, the threshold for handling credit cards by major bank cards is very low. No income groups or many people with low wages can apply for credit cards. Credit cards can spend money in the future, and some people spend it unscrupulously when they get the cards, regardless of their own affordability. As a result, the amount of consumption increased sharply and it was impossible to repay.

the function of a credit card is to withdraw money in advance for consumption. This function causes many people to apply for various credit cards, and then they don't use them for a long time after successful application, which will make the credit cards in a "long-term sleep state", which will make the new cards overdraw the annual fee and form a bad record, which will also be blacklisted by banks.