1. There is a debit card of Shanghai Pudong Development Bank, and online banking is opened.

2. Need to have a mortgage for more than half a year, or you can pay it off.

3. The borrower's personal credit is good, and there is no credit stain on the credit report.

4. Meet other requirements of Shanghai Pudong Development Bank.

1. Shanghai Pudong Development Bank applies for integral loans all over the bank. You can apply at the bank outlets without the need for the applicant to provide paper materials. Shanghai Pudong Development Bank's point loan is a personal online consumer loan product of Shanghai Pudong Development Bank, with a maximum loan of 300,000 yuan, and a credit line is granted according to personal qualifications and big data analysis.

Second, the basic rights and interests of Pudong Development Credit Card

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

1, RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

2. Universal

This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

3. Repayment in RMB in consumption abroad.

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

4. Interest-free repayment period

This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

5. Minimum repayment amount

This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

6. revolving loan

After consumption or cash withdrawal, the available credit line will be reduced accordingly, but after repayment, the credit line will be restored accordingly-this is the revolving credit function! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle, and it also avoids many repeated procedures for applying for small loans.

7. Cash withdrawal

With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

8. Supplementary card

You can apply for a supplementary card for your family. The supplementary card and the main card share the same credit line, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.

Third, Shanghai Pudong Development Bank loan application skills:

1. Keep personal credit information good. One of the conditions for applying for integral loan is that the applicant has no bad credit information record.

2. Fill in "No" in the column of "Is it a related person of the Bank", but never "Yes", otherwise it will definitely be rejected.

3. Personal basic information should be filled in accurately and the information should be true.