Question 1: How to repay the loan afterwards? Withdrawal cannot be paid in installments, but only in installments. Moreover, although the withdrawal fee is exempted, the daily interest of 0.5% is still charged. Pay him back as soon as you have money, or you will pay him interest for nothing. 1000 yuan 50 minutes a day, 10 5 yuan, enough for a meal.

Repayment can be made directly to the bank counter and deposited in your card.

You can also establish a relationship with your deposit account, and he will directly withdraw it on the repayment date.

Or transfer money from another bank card, the transferor will have to pay the inter-bank handling fee.

Or deposit the corresponding amount of money in the credit card in advance to avoid paying interest to the bank.

I think it is more convenient for your family to deposit money directly into your account.

You can also charge your classmates with mobile phone fees as consumption, and the money given by your classmates can be deposited on this card as repayment. But this is just robbing Peter to pay Paul, and it will be paid back eventually.

Students should learn how to manage money, have a good consumption concept and control their own consumption desires.

Credit cards are the devil. Stay away from stocks and credit cards.

My classmates asked me why there was a repayment date.

Repayment date refers to the last repayment date of consumption, and overdue fines and interest will be charged.

Repayment date and bill date are different. Remember your repayment date and repay before this date. Whether it is consumption or cash withdrawal. Consumption can be delayed until the repayment date, and the withdrawal must be made as soon as possible, and the interest will be paid for one more day.

You can go to your online bank to check your repayment date, or you can call him and ask him when your repayment date is.

If you don't pay it back within the time limit, he will call for it. If it is not paid in two months, your credit card will be frozen and blacklisted in the national credit information system, which will affect your future credit. In the future, everything you buy will be affected if you borrow money to buy a house, a car or something.

Now people actively use credit cards, not only for those worthless points, but also for the convenience of using money in the future.

Question 2: How to repay? 1, of course, about 20~50 days.

As long as it is not paid off in full, the interest is calculated according to the total consumption, so it is still calculated according to 4000.

3. It is compound interest, but it is compound interest on a monthly basis. For example, if the interest for one month is xx yuan, then the principal for the next month is 4000xx.

4. No, you can't apply for installment payment because it's not consumption. You must pay 10% of the arrears (that is, the minimum repayment amount) every month.

Fa will call for money. . . Then report the credit records to the central bank, and it will be more difficult for banks to handle (loans, credit card applications, etc.). ) later.

And it is illegal to reach a certain amount.

6, also 20~50 days. Different from cash withdrawal, these 20-50 days are interest-free repayment days.

Question 3: When will the landlord withdraw his credit card? There is no interest-free period, and interest is generated at 0.5‰ per day. Early repayment can reduce the generation of interest. If you don't know the specific billing date and repayment date, please call the bank credit card customer service. There are 25 days between the billing date and the repayment date. Please repay before the repayment date at the latest.

Question 4: How to repay after the repayment sequence:

Pay the interest and installment fee of the current bill first;

Repay the cash withdrawal amount on the current bill;

Then return the credit card cash installment, credit card loan principal and the principal after general consumption installment on the current bill;

Finally, pay the ordinary consumption on the current bill. If the current bill is paid off, there is still remaining repayment, and the withdrawal amount will not be paid.

Question 5: How can there be interest after withdrawal? Not only is there no interest-free period, but there is also a handling fee, which means that if you take it out for one minute and return it after one minute, there is a handling fee.

Question 6: After that, how to repay each handling fee 10 yuan, with interest of five ten thousandths per day? Repay according to your own financial situation. The sooner the better, after all, there is interest.

Question 7: How does China Industrial and Commercial Bank repay the loan? 50% is ok. There is no interest-free period for cash withdrawal, and the interest is 0.5 ‰ per day. Local ICBC is free of handling fees for cash withdrawal.

Pay back the principal and interest before the final repayment date, and confirm the billing date and the final repayment date of the credit card.

ICBC has set 20 groups of billing dates and final repayment dates. The default billing date is 1, and the final repayment date is 25th. If you want to change to another 19 group, you need to call to apply. The bookkeeping date is 1, and the final repayment date is 25 (fixed), that is,

Generate a bill 10. 1 and record the transactions during 9. 1-9.30. The final repayment date is the 25th day after10/,that is, 10.25.

A bill 1 1. 1 was generated, and the transactions during the period of 10. 10.3 1 were recorded. The final repayment date was the 25th day after 1 1.

Question 8: There are other expenses at the same time. How to make repayment more reasonable? Hello.

Credit card repayment order:

(1) For the unpaid part of the last bill, if the arrears in the last bill have not been paid off, all bills have been paid off until the due date of the last bill;

(2) In the case that the previous bill has been paid off, repay the arrears in the "unpaid bill" (which has not yet reached the current billing date) again, in the order of: expenses, accumulated interest, withdrawal of arrears, and consumption arrears;

③ The last bill has not been fully paid off, but after the last bill expires, the repayment at this time is the repayment of the arrears in the "unpaid bill", and the order is the same as ②.

Similarly, the current bill repayment after the bill is issued is regarded as the current bill repayment until the current bill is paid off or the due repayment date of the current bill is passed.

So your February 1 repayment is 1 bill (1.20), instead of1withdrawal on October 28th/.28, and the minimum repayment amount will not be affected.

If you don't understand, please ask. If you are satisfied, please adopt it.

Question 9: How does CCB repay the loan? You have to pay interest, which is calculated at the rate of 0.75% per day. Repayment can be transferred to the counter or online banking (don't transfer money across penalty interest, slow down) and directly deposited into the credit card. On that day, the bank will deduct money. You should save the interest together. If the repayment is made on the third day with a daily interest of 0.75%, you can deposit 1502.25 yuan. Don't worry about saving a few more dollars.

Question 10: how to pay back the credit card money after withdrawing cash? The sooner the better, because interest will be generated every day, which is not cost-effective. Of course, you can pay it back as stipulated in the bill.

How to repay credit card withdrawal

You can also do this:

1 The earlier the repayment, the better;

2 The minimum repayment amount cannot be selected;

3 Multi-channel repayment. There are many channels for withdrawing cash by credit card. You can choose to log in to online banking or mobile banking, credit card APP to repay, or you can repay directly on third-party payment platforms such as Alipay.

Credit card financing strategy:

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.

For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe. Then, within this controllable range, please swipe your card as much as possible. Because a credit card is equivalent to asking the bank to repay you in advance when you buy something, why not return it to the bank on time on the repayment date? On the one hand, it is more convenient for consumption, on the other hand, it can accumulate credit, and the bank can also charge the merchants a handling fee from the amount of your credit card, which can be described as a win-win situation.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is in your account, and the interest generated is also your own, so you should make full use of the opportunity of the money in your own hands and let it generate more money. In addition, if you can't repay on the repayment date for some special reasons, please call the bank's credit card customer service hotline to explain the situation and ask for an extension of repayment 1 to 2 days. Generally, this situation will be allowed.

How to repay ICBC's credit card (debit card) after cash withdrawal?

1. Counter repayment at outlets: cardholders bring their ID cards and cards to ICBC outlets to apply for credit card (debit card) repayment.

2.ATM repayment: the cardholder can complete the repayment by bringing credit card (debit card) and cash to the ATM deposit of any bank.

3. Transfer repayment: Cardholders can use other savings cards or third-party tools such as Alipay and WeChat to transfer money to credit cards (debit cards) that need repayment.

4. ICBC Credit Card (Credit Card) APP Repayment: When the bill comes out, you can click on my bill from ICBC Credit Card (Credit Card) APP to repay directly.

How to return it?

After that, the repayment method is the same as that of credit card consumption, and it can be repaid through online banking, mobile banking, business outlets, SMS, self-service equipment, third-party companies and other banks. Cardholders can choose according to the actual situation.

After that, the withdrawal amount is included in the credit card repayment bill, and the cardholder only needs to repay according to the repayment amount shown in the bill. If the cardholder has insufficient funds, he can choose the minimum repayment amount. Through the minimum repayment amount, the cardholder's personal credit will not be affected, only a certain amount of interest will be generated. Generally, 10% of the payable amount needs to be returned.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.

So much for the introduction of how to pay back the money after withdrawing the credit card.