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Can I withdraw 20,000 yuan with a credit card limit of 20,000 yuan from China Construction Bank?

Credit cards have a fixed limit and a cash withdrawal limit, and the cash withdrawal limit is configured according to 50% of the credit card limit. Therefore, the owner’s card with RMB 20,000 has a cash withdrawal limit of 10,000 yuan. In addition, the bank stipulates that for credit card overdraft withdrawals, the maximum withdrawal per card per day is 2,000 yuan. For example, if the landlord wants to withdraw 4,000 yuan overdraft, he must come and go in two days. \x0d\\x0d\ In addition, I would like to remind the poster that when withdrawing cash from a credit card overdraft, in addition to the cash withdrawal fee (0.5% of the cash withdrawal amount, at least 2 yuan), starting from the day of cash withdrawal, 10,000 yuan of the cash amount will be charged every day. Five-fifths of the interest, the maximum withdrawal per card per day is 2,000 yuan, and the cumulative cash withdrawals shall not exceed half of the credit card limit. \x0d\For example, the poster withdraws 2,000 yuan in cash through an overdraft machine of China Construction Bank and pays it back 10 days later\x0d\The total amount that needs to be repaid = cash withdrawal principal + cash withdrawal fee + cash withdrawal interest\x0d\=2002000 *0.5%+2000*0.05%*10 (10 days of interest)\x0d\=200110\x0d\=2020 yuan\x0d\In just 10 days, an additional fee of 20 yuan will be incurred. In fact, it is It's quite high. I suggest you try not to overdraft and withdraw cash, or pay it back as soon as possible after withdrawing cash.