Yes. CITIC value-added service is a credit card service of CITIC Bank. The CITIC preferred value-added service fee of 199 is refundable. Call the CITIC Bank Credit Card Center and after transferring to manual, you can ask the staff to assist you in applying to cancel the value-added service. The credit card value-added service fee is the fee charged by the bank to the cardholder when the cardholder activates other credit card services in addition to the basic services of the credit card.