1. Go to the bank where wages are paid or the bank with deposits to handle the -line credit card, and put money in the credit card for consumption, covering the bad credit information records.
2. deposit a large amount of money in a bank that handles credit cards.
3. Apply for a supplementary card in the name of your family.
4. Choose a minority bank and apply for a card with relaxed conditions.
5. Wait for credit recovery before applying for a credit card.