you can turn yourself in. Surrender is the source of filing materials for public security organs, procuratorates and courts, so you can surrender before filing a case. Moreover, the crime of credit card fraud is a criminal case, and if the offender surrenders, the punishment can be lightened.

Legal basis

Article 54 of the Provisions on the Standards for Filing and Prosecuting Criminal Cases under the Jurisdiction of Public Security Organs

Anyone who engages in credit card fraud is suspected of one of the following circumstances, and should file a case for prosecution:

(1) Using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate, or using an invalid credit card, or fraudulently using someone else's credit card to conduct fraud activities, with the amount of five.

(2) Malicious overdraft, the amount of which is more than 1, yuan. The term "malicious overdraft" as mentioned in this article refers to that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than three months after being urged twice by the issuing bank. Malicious overdraft, the amount of which is more than 1, yuan but less than 1, yuan, has been repaid in full before the public security organ files the case. If the circumstances are obviously minor, criminal responsibility may not be investigated according to law.