It is relatively easy to apply for this credit card offline because you can directly submit personal assets, provident fund payment certificates and other materials, which is helpful for applying for large credit cards.

Postal Bank has higher qualification requirements for credit card applicants, and pays special attention to provident fund payment records. Provident fund payment certificate is an important reference when applying for a postal credit card. Applicants with provident fund have a higher probability of applying for the card.

At the same time, during the offline application process, applicants can provide more comprehensive financial information, including workplace, income certificate, etc., which are key factors in evaluating credit card applications.

In general, during the offline application process, applicants can provide more detailed personal and financial information, which helps banks comprehensively evaluate the applicant's credit status, thereby increasing the approval rate for credit cards. This is also the reason why many people choose to apply for postal credit cards offline.