1. artificially set limit for cardholders: Some users are worried that their consumption will be unrestrained or their credit cards will be stolen, so they will set credit card limits when using them, which usually includes a single consumption limit and a total transaction limit. As long as they exceed this limit, they can't spend any more.

2. Cash-out of credit card is a very repugnant behavior of banks. For insurance, the single consumption amount of POS machines by hand is usually limited to less than 50,000 yuan, and the maximum daily credit card amount should not exceed 200,000 yuan.

3. Some banks will impose a single transaction restriction on the personal consumption of cardholders, or set a daily cumulative payment limit for credit cards. Usually, as long as this limit is exceeded, credit card transactions cannot be carried out.

Call the customer service number of China Everbright Bank to explain and understand the reasons. In terms of bank limit, if a single consumption exceeds the limit, cardholders can choose to swipe their cards multiple times to realize the transaction.