What does the credit card board mean?

Question 1: What does the date on the China Merchants Credit Card board mean? Credit cards have a period of use, and the date on it is the expiration time, and the format is XX (month)/XX (year)

Question 2: It is normal for a credit card to have no card board.

Question 3: The ICBC credit card does not have a card plate. You can check the credit card application progress in the following two ways:

1. Log in to the official credit card website and click "Application Progress Query" on the homepage. Enter your ID number according to the prompts to check;

2. You can call the credit card customer service hotline to check;

In addition, regardless of the credit card review result, whether it is passed or rejected, the bank will send you a text message by the applicant.

Question 4: The bank informed me that the credit card has no card holder. Is it still aborted? The bank may change your card to another one

Question 5: I applied for a credit card at ICBC and the application was successful. What should I do if the card cannot be withdrawn without a card slate, as the customer service said? Wait for some time. Or apply for another ICBC card again.

Question 6: I applied for the Endeavor Credit Card and the ++ was issued, but the bank called and said there is no card board. In this case, can I change the card type?

Question 7: ICBC Credit Card Progress Inquiry If the account has been successfully opened, is there still a problem that there is no card board? Credit card application progress inquiry can be queried in the following two ways:

1. Log in to the official credit card website and click "Application Progress Inquiry" on the homepage. , enter the ID number according to the prompts;

2. You can call the credit card customer service hotline to inquire;

In addition, regardless of the credit card review result, whether it is passed or rejected, the bank will send you a text message form passed by the applicant.

Question 8: The credit card has been approved, but there is no card board, will it be canceled by itself? Is there no card in the envelope?

Credit cards must be sent from the head office. For example, CCB sends them from Shanghai.

Question 9: It has been almost two months since I applied for a Struggle Card from ICBC and there is still no movement. , saying that the card board has not arrived, have you got the card now after taking it?

Question 10: What the hell is this. . . There is no card board, but the card has been successfully printed. When the approval was passed on May 26, it will show that the card is being made. Once the approval is passed, you will receive it soon

Why does the construction credit card I applied for have no card?

If you apply for a construction credit card without a card, you may apply for a virtual card.

1. Credit card precautions

1. Repay on time: After using a credit card, you must remember to repay on time. Once it is overdue, it will not only result in a bad credit record, but the bank will also charge overdue penalty interest.

2. Don’t swipe your credit card too frequently: Some people use credit cards frequently and the intervals between credit card swipes are short. Such behavior can easily be risk controlled by banks.

3. Diversification of consumption: When cardholders use credit cards for consumption, they should be diversified and not limited to one place. They can swipe their cards in hotels, restaurants, shopping malls and other places. If you keep spending in one place, the bank will think that the cardholder does not have the spending power and will lower the credit limit of the credit card.

2. Credit card

Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

I applied for a credit card at ICBC and the application was successful. What should I do if I can’t withdraw the card without a card board?

If there is currently no card board, it is recommended to wait patiently and consult the card issuer for details, or it may be recommended to try again. Submit a new application to apply for other types of ICBC credit cards.

(Answer time: March 19, 2020. In case of business changes, please refer to the actual situation.)

About what should I do if my credit card does not have a card board and what should I do if I don’t have a credit card? The introduction ends here. Did you find the information you need?