With more and more people using credit cards, many people may be overdue or even sued by banks if they don't pay attention to repayment when using credit cards. So how long will the bank sue for overdue credit card repayment?

How long has the credit card expired?

Credit cards are generally overdue for more than three months before they can be sued by banks. According to the relevant laws and regulations, when the credit card holder fails to repay the minimum repayment amount for three consecutive months, the credit card issuing bank has the right to bring a lawsuit to the court. However, the specific prosecution time depends on the overdue amount of the credit card and the overdue time of the cardholder.

It should be noted that when the overdue amount of your credit card reaches more than 5,000 yuan, it is malicious overdraft, which will constitute the crime of credit card fraud, and you will also be blacklisted by banks and courts. However, banks generally don't sue when you are just overdue. They will contact you for repayment as soon as possible. If you don't repay after being urged by the bank, or the bank has been unable to contact you, you will be sued by the bank.