No matter where you are, the credit card is issued by the credit card center. Credit cards are only divided into consumption and cash withdrawal, regardless of region, and global consumption is free. It is free to swipe your card anywhere in the country with the UnionPay logo, and the repayment within the prescribed time limit is also interest-free; The same is true for repayment. There is no foreign handling fee for repayment at any domestic bank outlet.

How to return a credit card without charging a handling fee;

1, bank repayment

2. Alipay repayment

3. Tenpay Repayment

4, Baidu wallet repayment.

Can I get a credit card when I change jobs?

I just changed my job. If I want to apply for a credit card, whether I can get it is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc.

Several tips for successfully applying for a credit card;

1, annual income: it is an important standard, and the bank cannot directly inquire about the annual income except the income certificate. When issuing a salary certificate, you can ask the supervisor to raise the salary appropriately, of course, not too high.

2. Position: The position in the company directly affects the success of credit card application, and half of managers will apply more easily than ordinary employees.

3. Housing: It is easier to successfully apply for your own house than to live with your parents or rent a house and dormitory. If you have real estate under your name, you must upload relevant certificates.

How do I change my credit card when my work unit changes?

You can log in to Sunshine Life APP, change your personal data, or call the customer service hotline of China Everbright Bank at 95595, 400 1-000-000, 4007-888-888 or go through the change procedures at the counter.

You must bring your valid ID card, credit card and mobile phone to any business outlet in the country to change your contact information. Credit card account contact information change needs to be handled by the card issuer. Tips: When modifying, you will dial a new mobile phone number or send a text message for verification.

If there is any change in personal data, contact address, communication method or designated address for sending statements, the bank shall be informed in writing or other forms recognized by the bank in time, and the information change procedures shall be handled.

Extended data

Bank card (account) information protection

1. When the bank card (account) is replaced by a new card due to damage or expiration, please destroy the magnetic stripe (or chip) of the old bank card (account). At the same time, it is suggested that accounts that are not commonly used should be merged and closed at bank outlets in time.

2. Because paper documents such as consumer orders contain sensitive information, please keep them properly or destroy them in time, and don't throw them away at will.

3. Don't inform others, intermediaries or save sensitive information such as ID number, name, mobile phone number, SMS dynamic verification code, expiration date and transaction (inquiry) password on public computers, and don't reply to suspicious emails or text messages asking for sensitive information.

4. It is suggested to open the transaction SMS prompt in time and pay attention to the change of account funds regularly. If you find an unknown transaction, please contact the bank's customer service hotline or go to the bank's business outlets for details.

5. Don't randomly scan the QR code to fill in the questionnaire on the street, leaving important sensitive information such as bank card (account number), ID number, name and mobile phone number.