1. Customers should actively express their willingness to repay, inform the bank of the real reasons for overdue repayment, and show relevant supporting materials (such as the certificate of termination of labor contract, unemployment certificate, etc.). ), seriously communicate with the bank customer service, repeatedly apply for extending the repayment period, and repay the arrears in installments. If the bank still refuses, it can only repay according to the requirements of the bank.
2. Customers with tight funds can try to borrow money from relatives and friends to pay back their credit cards. Borrowing money from relatives and friends can be negotiated without paying interest, and there are enough funds to return the money to relatives and friends in time.
3. What customers need to pay special attention to is that they must not use loans or cards to pay back their cards. Once discovered by the bank, it will bear serious consequences, and customers will easily fall into the trap of swindlers, and the repayment burden will increase, which may bring unimaginable influence to their lives and families.
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1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Consumers can take credit cards to special commercial service departments for shopping or consumption, and banks, merchants and cardholders will settle accounts later, and consumers can overdraw their credit cards within the prescribed limit.
2. If the credit card is not used for a long time, it will have the following effects: the credit will be affected, the annual fee will be deducted, the amount will be reduced, and it will be difficult to withdraw cash.
3. The conditions required for credit card processing are: the customer's age must be between 18 and 65 years old; Hold valid identity documents when handling; Must meet the requirements of issuing credit cards by banks; Have good credit and the ability to repay the principal and interest on time; People with full capacity for civil conduct can handle it, but robots, vegetarians, minors and people with a certain degree of mental illness are not allowed to handle it.
4. Credit card repayment can be made in installments or in full. Before repayment, you need to check the consumption bill and make repayment according to the amount shown in the bill.