What is the minimum credit limit of Guangfa Air China Credit Card?
According to the current requirements of Guangfa:
The limit of regular card is 3000-50000, the limit of gold card is 10000-100000, and the limit of platinum card is 10000-100000. The card limit is 20,000-500,000, and the unlimited card has no limit, which is a smart unlimited upgrade type.
The financial functions of gold cards and ordinary cards are the same, and their differences include but are not limited to:
1. Gold cards are a symbol of status;
2. The minimum limit for a gold card is generally RMB 10,000 (except for GF Hope Card and GF Seven-Day Co-branded Card), and the minimum limit for a regular card is generally RMB 3,000;
3. The points for a gold card are up to A 30% discount will be provided during the period, and the points for regular cards will be cleared when they expire.
Is the Guangfa Air China credit card easy to use? Will it be troublesome to apply?
Credit card application conditions:
To apply for a credit card, you need to be at least 18 years old, and you can apply for a credit card if you have a stable income or other financial proof.
Requirements for applying for a credit card:
Age 18 years or above;
Requires second-generation ID card;
Having proof of employment and Proof of income stamped with the financial seal of the unit;
No bad credit record;
Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Give the bank personal information and a copy of the information;
Send it to the bank To the credit card center;
The credit card center will review, print and issue the card;
After I get the card, I will open it and wait for the password letter.
What are the credit cards of China Guangfa Bank? What is the limit?
***Five categories:
Supreme Elite - Platinum Card Series. Such as: GF Zhenshang Platinum Credit Card, GF Zhenxiang Platinum Credit Card, GF Ctrip Platinum Credit Card, GF China Eastern Platinum Credit Card;
Business Travel Excellence - Business Travel Series. Such as: GF Ctrip Credit Card, GF China Southern Airlines Pearl Credit Card, GF China Eastern Credit Card, GF Shenzhen Airlines Zunpeng Credit Card, PhoenixMiles Air China GF Credit Card;
Car Lovers - Car Owner Card Series. Such as: GF Yiche co-branded card, GF car owner credit card, GF Yuetong card, GF Youyoutong credit card, GF Sutong card;
Urban white-collar workers - white-collar series. Such as: GF DIY Credit Card, GF Vitality Credit Card, GF Happy Credit Card, GF Hope Credit Card, GF Pet Credit Card;
Co-branded credit card_co-branded series. Such as: GF Taobao Credit Card, GF Ctrip Credit Card, GF Vipshop Credit Card, GF Fanke Credit Card, GF China Unicom Credit Card.
Limit
The credit card limit has little to do with the type of card applied for. It is mainly related to the financial ability and credit situation of the cardholder. At present, the credit card limit of China Guangfa Bank generally ranges from 3,000 to 50,000 yuan. The limit of Guangfa Bank's regular credit card is generally between 3,000 and 10,000 yuan, the limit of Guangfa Gold Card is between 10,000 and 50,000 yuan, and the limit of Guangfa Platinum Card is more than 50,000 yuan.
China Guangfa Bank will determine the maximum limit that can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status, and the cardholder can use it repeatedly within the validity period of the card.
Advantages and disadvantages of China Guangfa Bank Credit Card:
Advantages:
No annual fee for the first year, and no annual fee for the next year if you swipe six times;
There is no handling fee for overpayment redemption;
It only costs 3 yuan to prepare a replacement statement;
A copy of insurance will be provided;
There are discounts for card applications
Disadvantages:
The SMS service fee is 3 yuan;
The loss reporting fee is 85 yuan;
There are few outlets.
This is the end of the introduction about GF Air China Credit Card and GF Air China Credit Card. Did you find the information you need?