The deduction time is usually: the first deduction: initiated after 19:00 on the deduction day; the second deduction: between 22:45 and 23:30, the first deduction may be triggered Cards with partial repayment success or failure due to insufficient balance (it may not be possible to process all accounts that meet the second trigger of automatic repayment); 3.23: If automatic repayment is not processed after 30 minutes, automatic repayment will no longer be processed. .
The specific time when ICBC sets up credit card automatic repayment and deduction is different for everyone. Some are at 19:30 on the repayment day, some are at 20:30, and some are deducted in the early morning. But basically, automatic deductions are made on the repayment date, so you must ensure that the repayment balance is sufficient. Automatic credit card repayment is generally initiated at 19:00 on the day of deduction. If you have signed an ICBC credit card automatic repayment service, you must ensure that the status of the transferred account is normal and the balance is sufficient before 17:00 on the automatic repayment and deduction date, otherwise the automatic repayment will be unsuccessful.
1. ICBC credit card automatic repayment deductions are generally deducted 3 days before the repayment date. ICBC credit card automatic repayment business is very easy to sign up for. Cardholders can use the "Credit Card Service - Credit Card Repayment - Set Automatic Repayment" function of online banking. At the same time, you can also call the ICBC customer service hotline: 95588 to handle the matter through manual service, or handle it through multiple channels such as mobile banking, SMS banking, WeChat banking, and business outlets. ICBC credit card automatic repayment business modification. If the cardholder wants to modify the bound automatic repayment card, he or she can do so through the online banking "Credit Card Service - Credit Card Repayment - My Automatic Repayment" function, or you can bring your Please go to the business outlets in the card-issuing area to make changes to your valid ID and card, or use mobile banking or customer service hotline manual services to make changes.
2. Cancellation of the ICBC credit card automatic repayment service. When you no longer want to use the ICBC credit card automatic repayment service, you can cancel the credit card automatic repayment service in the following ways. You can log in to personal online banking, click "Credit Card Services - Credit Card Repayment - My Automatic Repayment", select the credit card number that needs to cancel automatic repayment, and click Cancel Automatic Repayment. You can also call ICBC customer service.