The invalid credit card is mainly due to the serious overdue cancellation by the bank. The cardholder can't find any information about this card in the bank official website, but the credit card arrears still exist in the bank's internal files. Repayment cannot be made through the card number, so it can only be handled at the counter of the card issuing branch. When the credit card becomes invalid and the card cannot be restored to normal, the cardholder's credit will deteriorate, and it has been blacklisted by the bank, that is, a proper black account, and the bank will not allow him to use the credit card again, even if he repays the arrears.
if a cardholder wants to use a credit card, he can only do it again once, but it will basically not pass in this bank, and it is difficult to pass in other banks. It is suggested that it is best to raise the credit slowly first, at least for 6 months, or even for 2 years. During this period, there can be no more dishonesty, and you can't make multiple credit inquiries.
during the credit period, don't forget to increase the goodwill of the card bank. Improving the financial assets in the bank by handling large deposit certificates and purchasing bank wealth management products will help improve the comprehensive score, and it will be much smoother when you apply for a credit card. Whether it can pass or not will be subject to the approval results of the bank.
Finally, I would like to remind everyone that instead of trying to recover after the failure of credit cards, it is better to standardize the use of credit cards on weekdays and maintain good card use behavior.