Follow the official WeChat account of Bank of China Credit Card. Can you set up the credit card's small-amount password-free and visa-free business?

The operation path to open a credit card for small amounts without password and visa through the "Bank of China Credit Card" WeChat official account is:

1. Click "Account Services" in the lower left corner of the menu bar → " Customer Service_Consumer Protection_More"→"Micro-official website|More Services" to enter the "More Functions" page.

2. Click "Small Amount Password-Free and Visa-Free". After selection, the current status of this card's "Small Amount Password-Free" will be displayed. If the current status is "Close", click "Modify Small Amount Password-Free" Visa-free", you can adjust the small amount visa-free to "Enable" and follow the prompts.

The above content is for your reference, please refer to actual business regulations.

How to activate the small amount password-free payment function of Bank of China Credit Card

The small amount password-free payment function of Bank of China Credit Card is enabled by default. If you need, you can also call the customer service hotline to apply for closing the small amount payment function. Password-free business.

The above content is for your reference, please refer to actual business regulations.

How to activate credit card for small amounts without password and visa?

How to activate credit card for small amounts without password and visa? In fact, this is the credit card payment function enabled by banks by default. Just a credit card with the word "quick pass" printed on it may have the password-free and visa-free function for small amounts.

Recently, UnionPay announced that starting from June 1, 2018, China UnionPay and its member institutions will jointly optimize the "small-amount password-free and visa-free" function. UnionPay chip debit cards, credit cards The single limit of small-amount password-free and visa-free transactions will be increased from 300 yuan to 1,000 yuan, and the cumulative consumption amount of a single card in a single day shall not exceed 3,000 yuan.

Is it good to use a credit card for small amounts without password and signature?

Last month, a video from the Xuzhou Municipal Public Security Bureau’s official WeChat account made everyone laugh – Yin, a man from Xuzhou, Jiangsu Province, pried open the doors of three residents in a row because he did not find large amounts of cash in the residents’ homes. , and finally stole the coins and some change in the piggy bank, totaling ***20 yuan. After being arrested, he told the police: This business is no longer easy to work in. They all use WeChat and no one keeps cash at home.

Fewer and fewer people use cash. Some thieves complain that they are “difficult to do” and “have to change careers.” However, there are also thieves who are very clever. Jinyang.com reported in April that "thieves targeted password-free QuickPass bank cards, and many citizens suffered from theft through the air." According to the report, the Guangzhou Public Transport Police captured a habitual thief who committed six consecutive crimes. The suspect used the small-amount password-free quick pass function of the bank card to make purchases in supermarkets after obtaining the passengers’ mobile phones and bank cards, and then sold the stolen goods to cash out. Last year, "Three Gorges Daily" also reported that "a man specializes in bank cards for theft and uses the Quick Pass function to steal more than 10,000 yuan."

What is even more frightening is that this has happened before: a man took a portable POS machine and clicked payment on the windshield of a car equipped with ETC, and then paid on the windshield of a car equipped with ETC device. Just swipe the front of the windshield and click to confirm, and the money can be deducted from the ETC device, and the receipt is printed directly on site?

According to reports, ETC was stolen because some places have launched it This happens to the ETC UnionPay card with Quick Pass function because it has and has activated the "small amount without password and visa-free" function. Although this kind of card has since been discontinued, the password-free and visa-free QuickPass is still a bit disappointing.

With no password or visa required, it is certainly convenient and fast to “swipe and pay” after consumption, but without supporting measures, security issues are also worrying. Fortunately, not all merchants can currently provide the password-free and visa-free function for small amounts. Only designated brands recognized by UnionPay can do so. In addition, taking into account consumers' concerns, UnionPay and banks have set up special compensation for cardholders and provided 72-hour card loss protection services.

But even so, setting the small-amount password-free and visa-free payment function to "enabled by default" is still reminiscent of the previous incidents where some travel platforms checked it by default and bundled it, making consumers feel I am not respected. As people in the legal profession say: users have the right to know and the right to choose. Banks should fully and effectively inform users of the relevant content and risks when activating the above functions, and ask them to sign for confirmation.

Nowadays, major banks have their own official WeChat, Weibo or APP. After the new regulations are implemented, we expect their services to keep up and use various channels to advertise to customers. Explain the advantages and disadvantages of Quick Pass, as well as how to turn off the password-free and visa-free function, or modify the limit, so that cardholders can make their own choices.

What is the limit for small-amount password-free payments set by Bank of China credit cards?

Bank of China credit card small-amount password-free and visa-free is a small-amount fast payment service provided by China UnionPay to cardholders. When the cardholder uses a financial IC card with the "Quick Pass" function or a mobile device that supports "UnionPay Cloud Quick Pass" to make transactions of less than 1,000 yuan (inclusive) and the daily cumulative amount is not more than 3,000 yuan at designated merchants, he only needs to Place the card or mobile device close to the "Quick Pass" sensing area of ??the acceptance terminal such as a POS machine to complete the payment. During the payment process, the cardholder will not be asked to enter a password or sign.

The above content is for your reference, please refer to actual business regulations.

Introduction to the Bank of China credit card's small-amount password-free payment service

Small-amount password-free payment service is a convenient payment service provided by UnionPay. When the cardholder uses a debit IC card with the "Quick Pass" function to conduct a single transaction of less than 1,000 yuan (inclusive) at a designated merchant and the daily cumulative amount does not exceed 3,000 yuan, he only needs to bring the card close to the "Quick Pass" function of the POS machine. "Sensing area, you can complete the payment without entering a password or signing.

The above content is for your reference, please refer to actual business regulations.

How to enable small-amount password-free payments with China Merchants Bank Credit Card

When using a credit card, you do not need to enter a password for small-amount payments. Don’t be surprised by this. The bank only enables it to make it easier for users to use the card. Of course, this function can be turned on and off as needed. Let’s introduce it below;

Tools/Materials

Mobile phone, handheld life APP

01

Open the Palm Life App, click "My", and then click the gear-shaped "Settings" above;

02

You need to log in first and enter the reservation Mobile phone number and login password. Note that this is the login password. Do not confuse it with the payment password. Click Next;

03

Enter the settings page, find payment management, and click to enter;

04

There is an option for "Small Amount Password-Free Payment" in the middle, and there is a switch behind it, click to turn it on;

05

Here you need to enter the payment password to open it. It is the password used for normal APP transactions, but it is not the card swiping password. No password is required to close the small amount password-free;

06

After opening , you can choose the password-free amount below, click to enter;

07

There are five options, namely 200, 500, 800, 1000 and 2000 yuan/transaction, not supported Customize the amount;

Special Tips

Although it is a small password-free payment, you must be careful when using it to prevent theft;

About credit card opening This is the end of the introduction to the security of free passwords and credit card opening for small amounts. I wonder if you found the information you need?