Electronic credit card is actually a kind of virtual credit card, which has no physical card and consists of a group of virtual card numbers, CVV2 codes, expiration dates and other information.

Physical cards are real cards, and all cards mailed to us by the bank can be touched by hand.

2. Different credit card forms:

Although electronic credit cards do not issue physical cards, they can still be used for credit card consumption. But you need to use mobile payment tools, such as mobile payment tools, such as mobile Alipay, mobile WeChat, China UnionPay Express and so on. And enter credit card information binding cards on these platforms, so that you can pay by mobile phone, or scan the code, and of course you can also spend online;

Physical card, the form of swiping is not limited, you can swipe your card directly on the POS machine with a credit card, or you can bind online payment such as WeChat Alipay; Of course, if you bind the card to the mobile payment tool, you can also pay by waving your mobile phone to scan the code.