You can't use your parents' ID card to get a credit card. Use it yourself. Now the bank stipulates that people who open credit cards must provide true relevant information.

Secondly, in principle, credit cards are only for personal use, because when shopping malls trade, if the signature and handwriting are inconsistent, shopping malls have the right to refuse the transaction.

If you really want to use someone else's credit card

1. Use passwords for transactions, because most credit cards in China use passwords for transactions. Signature is only to check whether it is the name of the card issuer, and handwriting is generally not taken seriously.

2. Be cautious in lending, open SMS reminders, and understand every consumption. In case of accidental loss, the cardholder shall be informed to report the loss in time.

Credit card principle: It is for personal use only, and it is not allowed to be lent to others, and the liability risk is borne by the cardholder.