After the credit card applicant uses the card, its use record will be recorded by the bank. If the cardholder is overdue, the number of overdue days, overdue amount and whether the repayment is normal will be recorded in the personal information of the bank. If the cardholder fails to repay for a long time, he will be blacklisted by the credit card. So, how to check the credit card blacklist?

How to check the credit card blacklist?

To check the credit card blacklist, you can go to the local people's bank or log on to the website of the central bank's credit information center. In addition, commercial banks can also inquire online or use new channels. If it is blacklisted by bank credit cards, the record will disappear after two years. In other words, under the good use habits from now on, the bad credit records generated by overdue repayment of credit cards will be kept in the credit information system for two years.

Under normal circumstances, credit cards also have blacklists similar to online loan blacklists. Once the credit card is blacklisted, it will have a great impact on all aspects of life. Cardholders blacklisted by credit cards will not only reduce the success rate of handling cards, but also increase the difficulty of applying for car loans and mortgages in the future.