Now banks are vigorously developing credit card business. The conditions for applying for credit cards at various banks should be similar. As long as you have a bachelor's degree, it will be easy to apply. In Shantou, I suggest you go to Guangfa or Minsheng Bank, rather than the four major state-owned banks, because the service is relatively poor. The key is that it is inconvenient for you to repay the loan yourself. It would be best if there is a Guangfa or Minsheng Bank near your home or company. I myself own a Broadcasting Corporation, and I think it’s pretty good