2. Application time: between the second day after the consumption date and two working days before the current bill date.
3. Application method: You can apply through Ping An Bank's customer service hotline 955 1 1-2, log on to Ping An's one-account website and click on the "Credit Card" channel or Ping An Bank's credit card online banking.
4. Number of installments and handling fee rate: Cardholders can freely choose to apply for 6 installments or 12 installments, and there is no limit on the number of applications for a single consumption installment every month. After the application is approved, the number of periods they apply for cannot be changed.
Rate table and examples:
Fee rate for single consumption installment of Ping An Bank's credit card
10000 Yuan, 12 installments, with a handling fee of 0.75%, with the repayment of 908.37 in the first installment and 908.33 in the second installment.
The installment fee rate of Ping An Bank's credit card bill
9500 yuan, 12, handling fee of 0.64%, 852.54 yuan for the first phase and 852.46 yuan for the second phase.