Is it easy to download the Shanghai Pudong Development Credit Card applied for on WeChat? How about Shanghai Pudong Development Bank Credit Card?

Is it easy to download the Shanghai Pudong Development Credit Card applied for on WeChat? How about Shanghai Pudong Development Bank Credit Card?

Not bad.

General joint-stock commercial banks have relatively low credit card application thresholds and high application rates.

The Pudong Development Bank Credit Card is also a good card.

Is it easy to download the Shanghai Pudong Development Credit Card applied for on WeChat? How about Pudong Development Credit Card?

Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability.

Submit proofs: 1. ID card; 2. Proof of work or income; 3. Work phone number, home phone number and personal mobile phone number; 4. Proof of tax payment; 5. Proof of property, vehicles and other assets under your own name; 5. Other bank credit cards, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue cards.

Is it good to increase the limit of Shanghai Pudong Development Bank Credit Card?

Conditions for increasing the limit of Shanghai Pudong Development Bank Credit Card:

1. Hold the card for more than half a year

Credit Card If you have held the card for less than half a year, your application for a limit increase will generally not be approved; you need to use it for more than half a year before you can successfully increase your limit.

2. The number of card swiping times should be high and the amount should be high

If you do not frequently use your credit card for consumption, or the amount of monthly card swiping consumption is relatively low compared to the original amount, you generally apply for a withdrawal. It is not easy to get approval for the limit, and the bank will think that the cardholder does not need a larger limit.

3. The proportion of online transactions should not be too large

Although cardholders often swipe their cards to make purchases, they do so more frequently online and account for a larger amount. Online transactions, wholesale transactions, purchases of home improvement and building materials, etc., as well as credit card cash withdrawals, transfers, payment of property and water and electricity bills, etc. These are types of transactions that do not count points. Banks usually do not use this as a reference to judge the consumption habits of cardholders.

4. The limit requirement cannot be too high

The limit requirement is too high and does not match the financial status of the cardholder. The bank knows the cardholder's income and certain property certificates, and will require the cardholder to submit these materials when applying for a card. If the limit to be mentioned is too high, the bank will consider the cardholder to be a repayment risk and will not approve it.

5. There should be no overdue repayment record

If the cardholder has overdue repayment on his credit card, the bank will have low trust in the cardholder and it is easy to fail to raise the limit.

How about bank credit cards? Which Pudong Development Bank credit card is better to apply for through Alipay?

Card friends who often travel by plane can choose to apply for a Shanghai Pudong Development Bank China Eastern Airlines Card or a Japan Airlines co-branded card. This series The card has airline miles, which can be redeemed for air tickets after accumulating a certain amount of miles. This not only meets your daily card swiping needs, but also allows you to enjoy special benefits for redeeming air tickets.

If you frequently shop in supermarkets or refuel your car, you can apply for the Shanghai Pudong Development Bank Accelerated Points Card. This series of cards accumulate points quickly. There are also Shanghai Pudong Development Bank McDull Card and China Mobile Co-branded Card, which are both good. It depends on your own consumption habits.

Is Pudong Development Credit Card good?

Each credit card has different uses, whichever suits your needs

Credit card application conditions:

1. Be at least 18 years old;

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2. Hold a valid ID card;

3. No bad credit record;

4. Have a permanent job certificate;

5. Proof of income with the financial seal of the unit;

6. Other proof of financial resources, such as bank deposits, real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate;

8. Provide two contacts.

The first three conditions must be met. Provide 4-8 supporting materials as much as possible. Specifically, the following information can be included. Provide as much as possible selectively to ensure smooth passing of the review and increase the information quota.

Materials and documents required for application:

1. Domestic residents only need to provide: completed and signed application form, identity document, residence certificate, income Supporting documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 60 days overdue) ) or a copy of the deposit receipt, etc.

How to apply for Dream Gold using WeChat for Shanghai Pudong Development Bank Credit Card

You need a "Youth Card" to apply. You cannot apply on WeChat. You can only apply for "Universal Gold" on WeChat. You can call customer service directly. Apply for "Dream Fund" by phone.

How to apply for Shanghai Pudong Development Bank Credit Card on WeChat

Search for "Shanghai Pudong Development Bank Credit Card" on the WeChat public platform and follow it.

Click "I want to apply for a card" in the middle below and fill in your personal information accurately according to the prompts.

Is it good to apply for Pudong Development Bank Credit Card with Sudaibao

Credit Card Application Conditions

Must be over 18 years old, have full capacity for civil conduct, have a legal and stable Chinese citizens with income sources and good credit standing, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan can apply for bank credit cards from card issuers with their valid identity documents.

The materials that need to be provided are as follows:

1. Identity proof information: a copy of the resident ID card or military officer's ID card; for Hong Kong and Macao compatriots, a copy of the mainland travel permit and proof of residence for more than one year; Foreigners only need to provide a copy of their passport and residence permit for more than one year.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone, water, electricity and gas bills of the current place of residence in the past three months. The original of any document, etc.

How to get card swiping fees through Shanghai Pudong Development Bank Credit Card WeChat

Don’t talk nonsense. I am the bank card manager of Shanghai Pudong Development Bank. Minsheng Bank, industry and commerce, construction, and transportation all charge fees. However, SMS notifications for Shanghai Pudong Development Bank credit cards are completely free, which is a major competitive advantage for us.

Agricultural Bank of China credit card can deposit and withdraw, but Pudong Development Bank credit card cannot

Credit cards are used for overdrafts. It is not good to deposit money into the credit card. Although it is your own money, it will still be deducted when you withdraw it. Handling fees

Which bank credit card is better?

China Merchants Bank, Bank of China, China Construction Bank, Bank of Communications, and Agricultural Bank of China have good credit cards. There are a lot of card holders, so they are popular among credit card users. They have many discounts, professional services, quick credit limit increases, and points. The following introduces the characteristics of these bank credit cards respectively:

1. China Merchants Bank Credit Card

Everyone who has used China Merchants Bank credit cards knows that China Merchants Bank’s service is very good, and it can be regarded as the best among all banks. The service is the best. Although China Merchants Bank cannot apply for a card with a credit card, the efficiency of card placement and limit increase is still quite high. Moreover, China Merchants Bank supports the WeChat limit increase test. Once the test is passed, the limit can be increased quickly. It is simple, fast, and so powerful.

2. China Construction Bank Credit Card

China Construction Bank has issued rapid credit cards in recent years, once surpassing ICBC. Most of the credit cards it issues are low-limit credit cards. The application for a fixed quota has been cancelled, and has been replaced by a system-defined increase. The temporary quota is still quite high, and the overall service experience is pretty good among all major banks.

The advantage of CCB credit card is that the preferential price comparison favors overseas shopping. If you often shop overseas, you can get a CCB card. In addition, as one of the four major state-owned banks, China Construction Bank's installment consumption fees are also quite low, making it a good choice for installment consumption.

3. Bank of Communications Credit Card

I often recommend the Y-power card of Bank of Communications to my friends. It has a cash withdrawal limit of up to 100. There is no annual fee in the first year, and you can swipe the card 6 times. The annual fee is waived for the next year, which is very awesome.

The usual activities are also super awesome, such as the must-have activities every year: Reddest Friday, Super Reddest Friday, and Weekly Brushes. In addition, Bank of Communications supports card application. Although the risk control is relatively strict, the difficulty of applying for a card is not as difficult as everyone said.

4. Bank of China credit card

Bank of China has more credit cards, which are preferred for overseas shopping. If you do a lot of overseas shopping, it is strongly recommended to buy a Bank of China card, because the Bank of China card is the best among all banks. Taobao has the most and best Taobao activities, and from time to time there are cash back and instant discount activities.

5. Agricultural Bank of China Credit Card

Agricultural Bank of China represents the characteristics of state-owned banks: it is difficult to approve cards. Even if you have a house and a car, it is still difficult to apply for a card, and the counter review is slow. However, it cannot be said that it is completely bad. The feature of the Agricultural Bank of China credit card is the annual Watsons Saturday event, which offers an instant discount of 60 yuan for purchases over 120 yuan, which is quite impressive.

Key points for applying for a credit card:

Comprehensively consider the purpose, application threshold, benefits, currency limit, installment interest, interest-free period, etc., and finally choose a card that suits you credit card.

Benefits enjoyed

Credit card rights are directly related to your actual interests. Common rights include free cash withdrawal fees, free transaction fees, high aviation accident insurance, and free annual fees. etc. In addition to these basic rights and interests, it also depends on the number of local preferential activities and whether the points are valuable

Applying a local bank

Cards with many local activities: There are a lot of factors involved in applying for a credit card The reason is to enjoy the activity. Cards with many local banks will naturally have more activities. So be sure not to apply for a credit card from a local bank, otherwise you will basically miss out on the event.

Which bank’s credit card is better?

The better credit cards include China Merchants Bank Credit Card, Bank of Communications Credit Card, Industrial and Commercial Bank of China Credit Card, China Construction Bank Credit Card, and Bank of China Credit Card.

1. "China Merchants Bank Credit Card": suitable for friends who value service more than points. This credit card not only has many types of cards and beautiful designs, but also has a low application threshold, points are permanently valid, and repayment is convenient. However, this credit card earns one point for 20 yuan, not counting zero. The points policy is very inhumane, and the interest-free period is 18 days. The shortest of all card issuers. You can call customer service hotline: 800-820-5555, 95555 for detailed inquiries.

2. "Bank of Communications Credit Card": suitable for friends who often buy home appliances ("Suning Card" can enjoy double Suning points). The credit card application threshold is low, the limit is increased quickly, and it has a 56-day long interest-free period. You can withdraw cash 100% using the YP card. However, the installment operation of this credit card is cumbersome, the points are not permanently valid, and the total consumption of all cards will not be automatically calculated. Separate repayments are required. You can call customer service hotline: 800-988-8888, 95559 for detailed inquiries.

3. "ICBC Credit Card": It is suitable for friends who do not have joint-stock commercial banks in the local area and who often like to overdraft and withdraw cash. This credit card is currently the bank with the most branches in China. It has unlimited limits and no handling fees for local cash withdrawals. International cards of different brands have independent limits. However, not only is the application threshold high, but the service attitude of the branch is extremely poor, and there is no 800 number. The 400 pages are not open to individual users. You can call customer service hotline: 95588 for detailed inquiries.

4. "China Construction Bank Credit Card": suitable for friends who do not have a local joint-stock commercial bank.

Compared with the other three state-owned banks, this credit card has a lower application threshold and supports minimum repayment for overdraft cash withdrawals. However, the credit card limit is generally low and the limit increase is slow. The total consumption of the card is not automatically calculated and needs to be repaid separately. You can call customer service hotline: 800-820-0588 for detailed inquiries.

5. "Bank of China Credit Card": applicable to Olympic card collection. This credit card is the earliest credit card issuer in China. Points can be calculated for overdraft cash withdrawals. However, you have to go to a business outlet to cancel your account. Alipay is not supported. 800 is only for Great Wall International cards. Minimum repayment is not supported for overdraft cash withdrawals. You can call the customer service hotline: 400-669-5566, 800-820-5288 (international card), 95566 for detailed inquiries.

Notes on selection:

1. Choose the right card issuer

The first step in choosing a credit card is to choose the right credit card issuer. Some credit card issuers There are many promotions, and it is easy to apply for and issue credit cards. Some credit card issuers do the exact opposite.

2. It is more convenient to apply for a card cancellation

It is best to apply for a credit card issuing bank that has a credit card branch in the city where your usual residence address is, so that applying for a credit card and handling a credit card are easier. convenient. Otherwise, it is easy to apply for a credit card, but it will be more troublesome to cancel the credit card.

Apply for a credit card. Which bank is better?

1. Industrial Bank: The threshold for applying for a card at Industrial Bank is relatively low. Applying on Alipay makes it easier to apply for a card, but generally you need a sesame score of 620 or above to apply. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be above 90%.

2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Duck-themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.

That’s it for the introduction of which bank is the best for WeChat credit card.