If you borrow cash in advance, you will be charged a handling fee and interest: 1. Handling fee: RMB cash advance is 0.5% of the transaction amount (the Bank)/1% (other banks), and the minimum fee is 1 yuan per transaction; 3% of the cash advance transaction amount is charged in foreign currency, and the minimum charge is 3 USD /2 EUR /2 GBP /4 AUD /4 CAD /300 JPY each; 2. Interest: interest-free repayment is not available for withdrawal. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date. If the cash withdrawal interest is paid off before the last repayment date after the bill, no compound interest will be generated. Prompt you: ※ Cash withdrawal is not divided into the same city and different places, and there is no handling fee or interest for withdrawing the excess funds in the credit card through the bank channel, and the handling fee will be charged through the inter-bank channel; Special cards, such as in card, happy card, study abroad card, platinum wealth management card, Bao Tong installment card, new electronic credit card, etc., are free of handling fees and still charge interest normally. ※.