The date on the credit card is the expiration date of the credit card.

The date on the credit card is the validity period of the credit card. After the validity period expires, the user needs to replace the credit card with a new one. The validity periods of credit cards are 3 years, 5 years, 8 years, 10 years, etc. The validity periods of credit cards of each bank are different. The validity period on the front of the card is MM/YY, the first two digits are the expiration month, and the last two digits are the expiration year. For example, if 12/23 is printed on the credit card, it means it will expire on December 31, 2023.

1. Each credit card has some relevant information on the front. The front of the credit card: Name of the issuing bank: Indicates the issuing bank to which the card belongs. Currently, in addition to 17 national banks in China, regional banks and Foreign banks also have the conditions to issue cards. Card BIN code: The first six digits of the bank card number are the BIN number (bank identification code), which is applied by the bank card organization to ISO (International Organization for Standardization) and assigned to the bank card organization. Validity date: The validity period is an important part of the cardholder's identity verification when activating a credit card, shopping online, and other off-site operations. Generally speaking, only the expiry date, month/year will be printed on the face of the credit card. If the cardholder does not go to the designated outlet to cancel the card before the expiration date, the bank will send a new card based on the cardholder's credit limit, and the card number will remain unchanged for the convenience of the cardholder.

2. Card level: The card level of each card organization is slightly different:

1) Regular card: It is a basic payment product. Card face colors will not be gold, platinum or black. There is generally no annual fee.

2) Gold card: It is a relatively high-end product among bank cards. The base color of the gold card card surface is generally metallic yellow. The English word "Gold" will be printed on the upper right corner of the card. Generally, the annual fee can be offset by the number of purchases.

3) Platinum Card: A high-end card with more value-added service functions than the Gold Card. Common services include airport VIP lounges, golf services, roadside assistance, appointment registration, etc. Platinum cards generally use metallic white gold as the base color of the card, and the English word "Platinum" is printed on the card. Generally, the annual fee cannot be reduced or reduced. Some platinum cards can reduce the annual fee through the number/amount of purchases, but some value-added services such as golf will also be canceled accordingly.

4) Diamond Card: It is the highest level bank card and can provide top value-added services to cardholders. For example, distinguished services such as airport VIP boarding, high-end hotel accommodation upgrades, free physical examinations, and personal butlers. Generally, metallic black is used as the base color of the card surface, and diamond elements are embedded in the card surface design, with the English word "Diamond" printed on the card. The annual fee is non-deductible and ranges from several thousand yuan to tens of thousands of yuan.