It needs to be determined according to the credit card limit. When you apply for a credit card, the bank will conduct a strict review and then determine the final amount.

If your credit information is relatively high, but your income is not very high, then the amount may be between 1000- 10000 yuan.

If the personal income is relatively high and the credit record is good, the amount of approval will be higher, which may be around tens of thousands.

In short, the maximum amount of credit card borrowing needs to be determined according to the applicant's comprehensive qualifications. We can't answer you about the specific amount.

Second, how to calculate the interest on credit card loans?

Interest on credit card loans is calculated according to the number of days. The specific calculation is published as the number of interest-bearing products multiplied by the daily interest rate and then multiplied by the number of interest-bearing days. If you repay on time every month, there is no interest, but after the grace period of repayment, the bank will start to charge interest.

It is worth noting that the calculation time of credit card loan interest begins after the grace period, so if you are in loans overdue, you should pay attention to the calculation time of interest, and remember that the calculation interest rate is five ten thousandths. It is best to repay the loan on time by credit card to avoid interest.

3. Can credit cards be repaid in installments?

Yes;

Credit card repayment can be paid in installments, especially when we are not in arrears. Repayment by installment can reduce the repayment pressure in the current period and divide the total bill in the current period into the next few months, so as to avoid overdue, and secondly, don't worry about not defaulting.

However, installment repayment also has disadvantages, which will lead to corresponding formalities. The specific charging standard depends on the relevant regulations of the bank. You can choose the number of stages according to your actual situation. General banks provide repayment in installments of 3, 6, 9, 12 and 24.