Hello, if you apply for China Merchants Bank credit card through the counter, it usually takes 10 working days from the time when the audit department receives your application materials to the time when the credit card is audited. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days. If you make an appointment online/by mobile phone, it will take us 7 working days to make a preliminary examination. If you pass the preliminary examination, a staff member will contact you to get written materials or directly inform you to fill out the application for acceptance. Please bring your resident ID card to the counter within 3 days to help you arrange business card printing directly. If it fails, you will be notified by email. If you apply for a second card, you can generally check the application progress within 5 working days after submitting the application directly online. I suggest you pay attention to the inquiry in the future.