Any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit status. You can apply for a personal credit card master card with your valid ID card and other documents required by the credit card center. The main cardholder can apply for supplementary cards for the spouse, parents, children and other related parties who are over 0/5 years old and related to the main cardholder.
Extended data:
Review of PUFA Credit Card:
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.
Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc.
The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card
Baidu encyclopedia-credit card