Generally, it can be used.

The consumption function of Minsheng Credit Card has been closed. The cardholder must first find out the reason and then seek customer service to lift the restriction. Whether the restriction can be successfully lifted will be subject to the bank's review decision.

The reasons why the consumption function of Minsheng Credit Card is closed are generally as follows: 1. The cardholder’s historical card use behavior is illegal. The relevant provisions of the use contract on the use of credit card overdraft funds. In short, the cardholder If there is a malicious overdraft or credit card arbitrage, this behavior will break your trust and the consumption function may not be restored.

2. Credit card account transactions are abnormal, and there is a risk of account theft. If the cardholder has malicious overdrafts or credit card arbitrage, it will be difficult to lift consumption restrictions; credit card account transactions are abnormal, and there is a risk of account theft. As long as the risk is eliminated, you can apply to restore the consumption function.

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Minsheng Bank, how to activate the external transfer function in mobile banking:

(1) In the online banking settings, there is a limit management, set it there Just click the limit.

(2) You can use U Bao to activate the mobile banking transfer function, which is more convenient than online banking, and there is no handling fee for nationwide transfers.

Steps to activate Minsheng Bank Mobile Banking:

(1) Download Minsheng Mobile Banking APP

(2) Click to open, click on the little person in the upper right corner, and select Self-Service Register

(3) Confirm the service agreement and proceed to the next step after "Agree"

(4) Enter personal information, including ID number, name, card number and transaction password

(5) Next, just fill in the mobile phone number and set the mobile banking login password

(6) Only one account can be registered with a mobile phone number

(7) Activation In the future, transfer, consumption, payment, recharge

In order to ensure the security of the account, the transfer function will be turned off after the reset. If you have online banking with security tools, just reset the external transfer limit in the online banking. If If you don’t use online banking, you have to go to the branch counter to activate the transfer function.

The online banking-external transfer function of Minsheng Bank credit card needs to be activated separately. The steps to open online banking at the bank are as follows:

1. Bring your ID card and bank card to the bank branch Fill in the form;

2. Activate online banking and e-commerce functions at the bank counter, and apply for online banking U-shield or SMS verification, etc.;

3. When logging in to online banking for the first time, you need Download the online banking login security control. After logging in, you need to change the online banking username and login password, and set a "reserved verification information";

4. Note: Remember the online banking login password and avoid logging in at Internet cafes and other places. Personal Internet Banking.

Credit cards cannot apply for online banking, the same applies to all major banks

Online banking can be opened only with debit cards.

Go to the counter and fill out an application You don’t need to pay money to apply for a VIP version of online banking

If you just buy things on Taobao, you don’t need to go to the counter to sign a contract, because Minsheng has already signed a contract with Taobao and you can pay directly.