1. China Merchants Cigna enjoys Jian Kang's critical illness insurance, which is a refundable critical illness insurance. The coverage includes: 105 kinds of diseases, accident and death protection, premium exemption, due return, etc. You can choose to pay 20 years 10, or you can choose to pay 5 10 in 80 years. If the insured is a 30-year-old male and chooses the "Enjoy Health" insurance plan, the payment 15 covers 80 years old, and the basic insurance amount is 200,000 yuan, then the monthly premium is about 567.54 yuan, and the total payment is 102 157.2 yuan.

Second, China Merchants Cigna Comprehensive Cancer Insurance is a consumer cancer insurance for women, which only covers malignant tumors. If the insured suffers from female-specific diseases, such as breast cancer, cervical cancer and ovary, the insurance company will pay twice as much. The guarantee period is 5 years 10 year. If the insured is a 26-year-old woman, and the basic insurance amount is 6,543,800 yuan, then the monthly insurance premium is about 44.82 yuan.

Finally, insurance experts reminded that the longer the payment period, such as 10 year, 20 years, 30 years, etc. The annual premium will be much lower and the payment pressure will be less. More importantly, in a long payment period, considering inflation, income strength growth and other factors, the form of installment payment is more economical.