When transferring money using an Agricultural Bank of China account, the transfer time if you choose real-time transfer will also differ according to the transfer amount: When the transfer amount is between 50,000 and less than 50,000: 1. If the beneficiary bank has If you join the super online banking system, the funds will be credited to your account in real time after deduction (select the counterparty's account bank through the pull-down menu). 2. If the beneficiary bank has not joined the super online banking system, the transfer will be carried out through the large and small amount payment system, and the transfer will generally be available within 6 hours on working days (calculated from the successful submission of the transaction) (the other party's account bank is selected through the pull-down menu). When the transfer amount is more than 50,000 yuan: 1. Working days 9:00-16:50: The transfer is basically received in real time, usually within 1 hour. 2. Outside of 9:00-16:50 on working days: The system automatically obtains the joint bank number of the payee's account opening bank, but the transfer request needs to be submitted by a teller between 9:00 and 16:50 on working days. Basically, the payment is real-time and usually can be received within 1 hour.