The number of credit card bill installments and the handling fee rate of Industrial Bank are: 2.40% for the third installment, 3.90% for the sixth installment, 7.80% for 12 installment, 0.70% for18 installment and 24 installment 15.60%. The procedure fee of credit card installment in Industrial Bank varies according to the number of installments. For its installment fee, there are two ways to collect it, one is one-time collection, and the other is installment collection.

It should be noted that it cannot be revoked after the installment. If the user chooses to prepay, the handling fee will not be reduced. Industrial Bank credit card holders must repay the installment bill before the repayment date, otherwise the overdue period will affect the cardholder's personal credit.

Is there a grace period for Industrial Bank's credit card repayment?

Industrial Bank has a three-day grace period for repayment. As long as the user pays back the money within three days of the repayment date, it is not overdue. However, it should be noted that paying back the money within three days does not mean making money within three days, but that the funds repaid within three days must be recorded in the Industrial Bank system.