Agricultural Bank of China Credit Card has launched various forms of credit cards according to different user groups. For example, standard series cards, business card series, platinum cards and so on have been introduced one after another. The Agricultural Bank of China Credit Card has opened the functions of increasing the temporary limit at any time, self-activation and zero risk of losing the card.
Agricultural Bank of China credit card has many advantages, such as loan integration, direct overdraft, instant credit and so on. Secondly, you can cycle overdraft, which can speed up the turnover. Not only can you overdraw consumption, but you can also withdraw cash in full. You can also set the number of credit card swipes and payment times, and you can directly sell supplementary cards at any time.
The overdraft limit of ABC ordinary card is 50,000 RMB, the overdraft limit of ABC credit card gold card is 200,000 RMB, the minimum overdraft limit of platinum card is 6,543.8+0,000 RMB, and the maximum overdraft limit is 6,543.8+0,000 RMB.
If the products purchased in the mall are in stages, the interest of the third, sixth and 12 periods will be different. Generally, the third issue is free.
For interest, ABC is divided into two types, one is cash transaction and the other is non-cash transaction. If it is a non-cash transaction, if the arrears can be paid off in full and on time, then you can enjoy the preferential period of no repayment. If the full repayment is not completed on time, you will not be able to enjoy the above benefits. Interest needs to be calculated according to the daily overdraft limit, and the interest on the overdraft amount needs to be paid from the bank bookkeeping date.
If it is a cash transaction, you can't enjoy the discount of free repayment period, and you have to pay the interest calculated from the bank. The daily interest rate is 5%, and the interest is recovered monthly.
If you really encounter a thorny problem, you can overdraw the bank first, but you must repay it in time, and enjoy the treatment of no repayment period without affecting your personal credit information. If you buy something to enjoy for vanity, you'd better not open this credit card, spend as much as you earn and live in a down-to-earth way.
That's my answer.