Nowadays, the credit cards of Postal Savings Bank of China are quite good. Here we recommend several credit cards with high cost performance.

1. Postal Savings Self-mail Co-branded Card:

The annual fee for the main card of this credit card is 125 yuan per year. The annual fee is waived in the first year of opening the card. If If you use it more than 6 times, the annual fee for the next year will be waived. If you apply for a self-mailed ordinary card, you can also enjoy the lifetime annual fee exemption. The cash limit you can withdraw from a self-mailed credit card can reach about 50% of your credit limit, and its interest-free period ranges from 20 to 50 days. The daily interest rate of revolving credit is about 0.05, and free SMS notifications can also be provided. You will earn 1 point for every RMB 1 spent with your card. When spending on your birthday, the points can be accumulated up to 2 times.

2. Postal Savings Bank All-Currency Credit Card:

Postal Savings Bank All-Currency Credit Card is a new type of credit card jointly issued by UnionPay and MasterCard***. It supports the global payment networks of UnionPay and MasterCard, and you can pay freely at home and abroad. He can also automatically purchase foreign exchange and repay overseas without any handling fees. It can also enjoy all the merchant privileges of UnionPay and MasterCard. This card has a very good annual fee policy. The annual fee is waived in the first year, and the annual fee is waived for the next year after making 12 purchases.

The conditions for applying for a Postal Savings Bank credit card are:

1. You need to be a legal resident of China under the age of 65;

2. Have a stable job. The income is considerable, and proof of income can be provided;

3. Your credit report must be good, with no bad records;

4. Your career must have relatively good prospects;

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5. When using credit cards in other banks, there is no overdue situation;

6. If it is not a local account, you still need to issue a temporary account certificate and provide your guarantor or guarantor.