Agricultural Bank of China credit cards have different validity periods depending on the card type, which are generally divided into 3 years, 5 years and 8 years. You can see the embossed card validity period "MM/YY" on the front of your card. The first two digits are the expiration month and the last two digits are the expiration year. For example, "12/13" means expiration on December 31, 2013.