1, with different functions: the official card is a bank card specially issued for government agencies, institutions, state-owned enterprises and other units, mainly used for official consumption and public funds management. Credit card is an ordinary bank card, which is mainly used for personal consumption and credit management.
2. Different functions: the official card is mainly used for official consumption and public funds management, and the consumption limit and consumption range can be set to facilitate the management and supervision of public funds by the unit. Credit cards, on the other hand, are mainly used for personal consumption and credit management, and can enjoy various consumption concessions and points, which is convenient for personal consumption and credit management.
3. Different management methods: the official card is managed and supervised by the financial department of the unit, and the official consumption is audited and written off. Credit cards are managed by banks and used by individuals. At the same time, individuals need to repay their loans and manage their credit records.