You need to call the bank credit card center within three days after swiping the card, and then manually apply for installment. After approval, the interest will be deducted in the first installment.

For the three-phase payment by credit card, the customer needs to pay a handling fee of 2.6%;

The credit card is paid in six installments, and the customer needs to pay a handling fee of 4.2%;

For credit card 12 installment payment, customers need to pay a handling fee of 7.2%.