ICBC Unbounded Digital Platinum Card is a UnionPay credit card, which has the basic financial functions of credit cards. You can either overdraw consumption or withdraw cash. However, digital credit cards do not have physical cards, and they can be bound to China UnionPay Express APP. Although it is a platinum card level, you can conditionally reduce the annual fee, as long as you spend 5 or 5,000 yuan that year.

Friends who want to apply for a card can apply in the official account of ICBC credit card WeChat, and the result will be available as soon as possible on the same day. After passing, you need to bring the original ID card to the smart terminal of any local ICBC outlet to open the card, and you can enjoy the following rich rights and interests:

1. 168 optional new household gift: a new household who applies for an unbounded platinum digital card for the first time will spend in 66 yuan or equivalent foreign currency abroad within 60 days after the card is verified. 1 spending on the card can be collected at the activity area of "Love to Buy New Guest Gifts" in ICBC e-Life App.

2. Shang Chao Digital Gift Voucher: China UnionPay Express Bundles Gift Vouchers to CR Vanguard, Familymart, Wal-Mart, Yonghui and Carrefour 10 yuan.

3.App membership benefits: You can complete the qualification of passive code scanning of UnionPay QR code every quarter, and you can choose one of the four benefits of JD.COM Plus, Tencent Video, Zhihu Salt Selection and Keep.

4. Account security insurance: spend a sum at will in the current month, and send it to ICBC for account security next month. All cards in the name can be enjoyed, with a maximum compensation of 50,000 yuan.

5. Recharge and repayment reduction: recharge your mobile phone in China UnionPay Express App every month, or change your credit card, and 50 yuan will reduce 5 yuan when it arrives.

6. 1 yuan parking: credit card spending 1 yuan, you can enjoy 2-hour parking or 48-hour parking service in the parking lot of designated airports in China.

7. 1 yuan VIP room: you can enjoy the services of the national airport and high-speed railway station VIP room, 1 yuan single-person service and 6.2 yuan three-person service.

8. Cross-border 1% cashback: All UnionPay online merchants can return 1% by paying1yuan in consumption abroad.

In addition to the above rights and interests, ICBC Unbounded Platinum Digital Card can also provide 30% discount on cash installment, two free buffets at Starbucks and 12306 and one discount. Interested friends can try it.