Currently, credit card points from many banks can be used to deduct utility bills. Here are some of the more common banks: China Merchants Bank Credit Card:
Users who hold China Merchants Bank Credit Cards can Redeem points on the official website or mobile APP of China Merchants Bank and exchange the points into coupons for water, electricity and gas expenses.
Each 1 point can be exchanged for a discount coupon of 0.1 yuan, which can be deducted up to 50% of the bill amount.
After successful redemption, the discount coupon is valid for 3 months and needs to be redeemed within the specified time range when using it. Bank of Communications Credit Card:
Users who hold Bank of Communications credit cards can redeem points on the Bank of Communications official website or mobile APP, and exchange the points into coupons for bill deductions for water, electricity, gas and other bills.
Each 1 point can be exchanged for a discount coupon of 0.1 yuan, which can be deducted up to 50% of the bill amount.
After successful redemption, the discount coupon is valid for 30 days and needs to be redeemed within the specified time range when using it. Ping An Bank Credit Card:
Users who hold Ping An Bank’s credit cards can redeem points on Ping An Bank’s official website or mobile APP, and exchange the points into utility coupons.
Each 1 point can be exchanged for a discount coupon of 0.1 yuan, which can be deducted up to 50% of the bill amount.
If you have a lot of points on your Ping An Bank credit card, go to the recharge center to recharge your phone bill! ! The 100 yuan phone bill only cost one yuan!
After successful redemption, the discount coupon is valid for 30 days and needs to be redeemed within the specified time range when using it. Bank of China Credit Card:
Users who hold Bank of China credit cards can redeem points on the official website of Bank of China or mobile APP, and exchange the points into coupons for deducting water, electricity and gas expenses.
Every 100 points can be exchanged for a 1 yuan discount coupon, which can be deducted up to 50% of the bill amount.
After successful redemption, the discount coupon is valid for 1 year and needs to be redeemed within the specified time range when using it. China Construction Bank Credit Card:
Users who hold a China Construction Bank credit card can redeem points on the China Construction Bank official website or mobile APP, and exchange the points into coupons for bill deductions for water, electricity, gas and other bills.
Every 100 points can be exchanged for a 1 yuan discount coupon, which can be deducted up to 50% of the bill amount.
After successful redemption, the discount coupon is valid for 90 days and needs to be redeemed within the specified time range when using it. ICBC Credit Card:
Users who hold ICBC credit cards can redeem points on the ICBC official website or mobile APP, and exchange the points into utility coupons.
Each 1 point can be exchanged for a discount coupon of 0.1 yuan, which can be deducted up to 50% of the bill amount.
After successful redemption, the discount coupon is valid for 6 months and needs to be redeemed within the specified time range when using it.
It should be noted that the points deduction rules of different banks may be different. The specific deduction methods and deduction ratios need to be based on the official announcements of each bank.
At the same time, when using points for deduction, you generally need to meet certain minimum limits on the number of points redeemed and the bill amount.
In addition, some banks will also launch preferential activities to use points to offset utility bills during specific festivals or events. Users can follow the bank's official channels to learn relevant information in a timely manner.