how about a standard chartered bank credit card? Is it easy to handle?

No talent, use two credit cards worth introducing from Standard Chartered Bank as an introduction, and briefly introduce the benefits, annual fees and services enjoyed by Standard Chartered Bank. Let everyone weigh the details. After all, there is no best credit card, only the most suitable one.

Standard Chartered Bank's points rules:

Standard Chartered's points plan is called "36 Full Enjoy" credit card points. At that time, after hearing this name, it was said that "this name has far-reaching significance", because it was known that Standard Chartered's points-to-mileage ratio was unprecedented at 36: 1. Although CITIC's point redemption mileage is 25: 1, people have double points online and offline! The proportion after double points directly leaves all kinds of co-branded cards behind.

offline consumption of standard chartered: 3 points for 1 yuan and 1 point for online transaction in 1 yuan (only for express payment of AliPay and UnionPay).

for the redemption of points, 36 points are exchanged for 1 mileage, and mileage can only be exchanged if you reach the goal.

In addition, according to the disclosed information, the redemption ratio of e-vouchers is about 1, points: 1 yuan.

this conversion ratio can only be said in one word: slag.

There are four airlines that can redeem points:

Air China, China Eastern Airlines, asia miles and Singapore Airlines KrisFlyer, but there is no China Southern Airlines.

the points rule also stipulates that each user can get up to 3.6 million points per year. But I feel that unless you are a local tyrant, there is absolutely no need to use this card as the main brush.

what are the benefits of standard chartered bank credit card?

Zhenyi's main interest is insurance. Use this card to book tickets and send 5 million travel insurance. However, I Platinum's travel insurance is 15 million yuan. If you take a fancy to this right, you might as well use I Platinum.

But it's good to send 15, points when you open a card, which is equivalent to 15 JD.COM cards. If you want to open the card, you can do it.

due to the annual fee of 2,5 yuan, Zhencheng has more rights and interests:

3 airport transfers, Mercedes-Benz.

6 PP or Longteng. Note that you can't have your cake and eat it.

Zhenyi's two rights and interests have also been enlarged in different degrees: the travel insurance has been increased to 1 million, and the card opening bonus has been changed to 3,. There is also a Hilton member to choose from. The Hilton membership card has 2 coupons, one for staying, two for getting one free, and three for room promotion (useless).

As for Starbucks, there are 5, copies per * * *, and I think it will soon be robbed by the people who have been tricked into running the Standard Chartered Zhenyi Card in the postal area ~

There is also an Anantara live-in-one-get-two-free activity, but this activity is generally free, and Standard Chartered has to pay a room fee for one night to participate, which is really unkind.

how do you charge the annual fee of standard chartered bank?

Zhenyi brushes 1 times a year, which is not harsh.

The annual fee for Zhencheng is 2,5 yuan. In the first year, it is said that there is a half-price annual fee activity for target customers. The annual fee of 25, yuan is promoted by Standard Chartered in the following year, but the word on the website is "exchange". Therefore, it is estimated that 25, or 75, points will be exchanged for the annual fee for the second year.

the annual fee of 2,5 yuan is not worth it in exchange for 3 airport transfers and 6 PP/ Longteng. Among the cards with similar annual fees, the cost performance ratio of Guangfa China Southern Airlines/Air China White and Xingye Bank cards is much higher than that of Zhencheng.

how much is the annual credit card fee of standard chartered bank? Can I waive the annual fee?

Although Standard Chartered Bank is not particularly famous, its credit card is still very good, and quite a few people will apply for it. People will consider many factors when applying for a credit card. Annual fee is one of them. Then, how much is the annual credit card fee of Standard Chartered Bank? Can I waive the annual fee? I will answer your questions today.

how much is the annual credit card fee of standard chartered bank?

standard chartered bank has two series of credit cards, namely standard chartered bank zhenyi card and standard chartered bank zhencheng card. The annual fees of different series of credit cards will naturally be different.

1. standard chartered bank zhenyi card

the annual fee for the standard chartered bank zhenyi card is the main card 3 yuan RMB per year, while the supplementary card is free of annual fee.

second, the standard chartered bank zhencheng card

the annual fee of the standard chartered bank zhencheng card is 2,5 yuan per year for the main card, and the supplementary card is also free of annual fee.

can the standard chartered bank credit card be exempted from the annual fee?

first, the standard chartered bank zhenyi card

the standard chartered bank zhenyi card is directly exempted from the annual fee in the first year, so there is no annual fee burden in the first year of card opening. If you want to reduce the annual fee in the next year, you need to swipe your card for 1 times in the first year of card opening before you can be exempted, but there is no limit on the amount or form of consumption.

second, the standard chartered bank zhencheng card

the standard chartered bank zhencheng card does not exempt the annual fee for the first year, but the annual fee for the next year may be exempted. You can exempt the annual fee for the next year as long as you spend a total of 25, RMB in that year.

The above is about "How much is the annual credit card fee of Standard Chartered Bank? Can I waive the annual fee? " The answer is that the annual fee of standard chartered bank credit card Zhenyi card is not high, while Zhencheng card belongs to high-end credit card, so the annual fee will be high. However, all of them can be exempted from the annual fee by swiping the card to meet the standard.

I'd like to ask what credit cards Standard Chartered Bank has.

Standard Chartered Bank is a foreign-funded bank. Its Zhenyi credit card is divided into UnionPay RMB card and VISA dollar card. The color is relatively rare and it is green, and the dollar card is business blue. Zhenyi card is free of annual fee in the first year, and it is free of annual fee in the following year if you swipe your card for more than 1 times. And online shopping has points, offline credit card can accumulate 3 times points, points can be used to exchange Singapore Airlines and China Eastern Airlines mileage. After opening the card, you can get a multifunctional high-end travel backpack set by swiping 3 99 yuan in the next natural month; Within three natural months after the card is opened, six 99 yuan transactions will be filled every month, and the total transaction amount in three months will reach 19,999 yuan, so you can get an extra ITOPistachio24-inch suitcase worth 1,398 yuan.

Zhencheng credit card is also divided into UnionPay RMB card and VISA dollar card, both of which are black. The rigid annual fee for the first year is 25 yuan, and the annual fee for the next year is exempted for 15, consumption. Last month, 1 yuan was given a free airport shuttle service, up to four times a year. In addition, you can enjoy the VIP lounge service of the airport high-speed rail eight times a year, and you can choose the service provider from Longteng and pp cards, so you can't have both. Points can be exchanged for miles of asia miles, Singapore Airlines, China Eastern Airlines and Air China.