Current location - Trademark Inquiry Complete Network - Overdue credit card - What does Jilin Bank’s Jixiangjin installment quota mean?
What does Jilin Bank’s Jixiangjin installment quota mean?

The installment limit of Jilin Bank Jixiangjin is 30,000-300,000. Jilin Bank Jixiangjin is a credit card product launched by Jilin Bank. It mainly provides customers with installment needs with convenient and flexible installment product experience, installment shopping discounts and premium gifts. The main benefits of the credit card include an exclusive installment limit, which can meet the cardholder's large-amount installment consumption needs. The benefit limit is relatively large, and large-amount consumption does not occupy the original credit limit. It also provides an automatic installment function, and consumption within 1,000 yuan will be automatically transferred to the installment.

1. Jilin Bank Jixiangjin Installment Quota

Flexible installment period: five installments of 6, 12, 18, 24 and 36 are provided to meet the needs of long-term investors. Cardholders require preferential installment rates for customized installments: the single installment rate is as low as 0.4%, and there are no other installment fees. No remaining handling fee will be charged for early settlement. First-time purchase rights: New customers can obtain first-time purchase rights for new accounts when their first single purchase reaches 99 yuan. Preferential activities: You can enjoy various regular preferential activities provided by Jilin Bank, such as discounted movie viewing, discounted car washing, etc. The specific details are subject to the event announcement.

II. Loan conditions

A natural person who is over 18 years old and has full capacity for civil conduct; in principle, customers who require an exclusive loan should hold no less than 5 million yuan RMB home assets may meet Jilin Bank's Jixiang Wealth customer access standards; the loan amount and credit limit of Zunxiangdai should be reasonably determined based on the borrower's income, liabilities, expenses, loan purposes, guarantees and other factors; loan term: this loan The maximum term of the revolving line shall not exceed 5 years; the age of the borrower shall not exceed 65 years when the line or single loan expires.

In summary, if the rights and interests of Jilin Bank Jixiangjin change, please refer to the official announcement. Interested friends can apply through Jilin Bank business outlets or electronic channels such as mobile banking and online banking. In addition, you must pay attention to your property information when taking out a loan.