Rural credit cards have stopped issuing new credit cards, and it is no longer possible to exchange old ones for new ones. You need to take good care of your current credit card. If it is broken, it will not be renewed.

The credit card will be deactivated or the limit will be lowered: 1,

Credit cards are not used for a long time, and bank credit cards hope that cardholders can spend money. If it has been idle, some banks may think that holders do not need this limit, reduce the credit limit and prevent the risk of theft. 2、

Credit cards with long overdue or large overdue amount will not only be recorded in personal credit information, but also affect subsequent loans and card use. If it is overdue for a long time or the overdue amount is large, the bank will reduce the amount and then close the card and stop using it.