when applying for a bank of tianjin credit card, users must meet the conditions stipulated by the bank, such as submitting basic personal information, having repayment ability and good personal credit information. When the above basic conditions are met, users can apply for an ordinary bank of tianjin credit card.
bank of tianjin can choose different types of credit cards when applying, such as gold card, platinum card, business card, bank of tianjin JD.COM PLUS co-branded credit card, Fashion card, Meituan co-branded credit card, Zunshang Platinum credit card, Leyi Loan installment credit card, SHOW credit card, bank of tianjin Jinlu Life credit card, etc.
The rights and interests of the above credit card types are different. Users can choose according to their actual situation when handling, so that the rights and interests it has can save you more money when using it. Among them, bank of tianjin Jinlu Life Credit Card is for customers in the area where Jinan Branch's business outlets are located.
users need to activate the applied bank of tianjin credit card before they can use it. During activation, users can also choose different channels, such as bank counter, SMS, telephone banking, etc. During activation, they need to set transaction password and inquiry password, among which the transaction password needs to be entered when using the credit card, and the inquiry password will be used when inquiring account information.
the activated credit card can be used, and it should be returned on time after daily use, because there will be penalty interest after it is overdue, and the longer it takes, the more penalty interest will be paid. When the credit card cannot be returned, you can use installment repayment or minimum repayment amount, which can reduce the monthly repayment amount and avoid overdue. It is worth noting that overdue will be uploaded to the credit information center, which will lead to bad personal credit information.